# DESACCO vs DhowCSD

The clearest difference is update cadence: DhowCSD at every 3 months against DESACCO's every 39 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DESACCO ships an update every 39 months, DhowCSD every 3 months. The most recent releases landed on September 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | DESACCO | DhowCSD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.6 (7 ratings)](https://appshunter.io/ios/app/dhowcsd/id6444705699/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 39 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 50 MB | 36 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [DEFENCE SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED](https://appshunter.io/developer/1651501896) | [Central Bank of Kenya](https://appshunter.io/developer/1656260872) |

## What reviewers say

### DESACCO

[App page](https://appshunter.io/ios/app/desacco/id6444014359)

**Features:** macOS Compatibility

**In-app purchases:** none


### DhowCSD

[App page](https://appshunter.io/ios/app/dhowcsd/id6444705699)

Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.

**Highlights:** Open and manage investment accounts, Participate in securities auctions, View auction results and payment details, Access corporate actions, View portfolio statements, Initiate secondary market instructions, Initiate pledge instructions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DESACCO free?

DESACCO is free to download, with no in-app purchases.

### Is DhowCSD free?

DhowCSD is free to download, with no in-app purchases.

### Do DESACCO or DhowCSD have ads?

Neither DESACCO nor DhowCSD shows ads.

### Which is updated more often, DESACCO or DhowCSD?

DESACCO ships an update every 39 months, and DhowCSD every 3 months. Most recently, DESACCO was updated on September 20, 2026 and DhowCSD on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*