# DESACCO vs Etica

The clearest difference is update cadence: Etica at every 2 weeks against DESACCO's every 39 months. DESACCO's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DESACCO ships an update every 39 months, Etica every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | DESACCO | Etica |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (4 ratings)](https://appshunter.io/ios/app/etica/id6454935136/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 39 months | **Every 2 weeks** |
| Monetization | — | Free |
| Size | 50 MB | 50 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [DEFENCE SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED](https://appshunter.io/developer/1651501896) | [Etica Capital](https://appshunter.io/developer/1699794292) |

## What reviewers say

### DESACCO

[App page](https://appshunter.io/ios/app/desacco/id6444014359)

**Features:** macOS Compatibility

**In-app purchases:** none


### Etica

[App page](https://appshunter.io/ios/app/etica/id6454935136)

Manage investment funds regulated by the Capital Markets Authority of Kenya. Invest in retail funds with as little as KES 100 or high net worth funds. Initiate deposits, withdrawals, transfers, and utility payments.

**Highlights:** Self-onboarding in under 2 minutes, Manage Collective Investment Schemes, Invest in Money Market, Fixed Income, Shariah, and Wealth Funds, Low minimum investment (KES 100), Initiate deposits, withdrawals, and transfers, View and download statements instantly

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DESACCO free?

DESACCO is free to download, with no in-app purchases.

### Is Etica free?

Etica is free to download, with no in-app purchases.

### Do DESACCO or Etica have ads?

Neither DESACCO nor Etica shows ads.

### Which is updated more often, DESACCO or Etica?

DESACCO ships an update every 39 months, and Etica every 2 weeks. Most recently, DESACCO was updated on November 3, 2026 and Etica on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*