# Figur vs PowerPay Ng

The clearest difference is rating: PowerPay Ng at 5.0 against Figur's 3.7. Figur's advantage is ads (none vs shown) and update cadence (every 5 days vs monthly). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PowerPay Ng holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Figur has 27 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of Figur's written reviews are positive against 33% of PowerPay Ng's.

Figur ships an update every 5 days, PowerPay Ng monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Figur | PowerPay Ng |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (27 ratings)](https://appshunter.io/ios/app/figur/id6444032669/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/powerpay-ng/id6449690542/reviews)** |
| Number of ratings | **27** | 1 |
| Positive reviews | 27.3% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 93 MB | 151 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Truparse Nigeria Limited](https://appshunter.io/developer/1091377817) | [ODDVPN TECHNOLOGY LTD](https://appshunter.io/developer/1690109341) |

## What reviewers say

### Figur

[App page](https://appshunter.io/ios/app/figur/id6444032669)

Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.

**Highlights:** Virtual Dollar Card for global payments, Cheap data and airtime top-ups, Convert airtime to cash, Trade gift cards, Bill payments (electricity, TV), Personal and business accounts, Invoicing and revenue tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PowerPay Ng

[App page](https://appshunter.io/ios/app/powerpay-ng/id6449690542)

Easily swap digital assets to Naira and conduct international transactions with a virtual card. Recharge prepaid and postpaid electricity meters instantly using various payment methods. Purchase airtime and data bundles with a single tap.

**Highlights:** Swap digital assets to Naira, International transactions with virtual card, Electricity meter recharge (prepaid/postpaid), Instant token generation, Multiple payment methods (USSD, card, bank transfer), Buy airtime and data bundles

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Figur free?

Figur is free to download, with no in-app purchases.

### Is PowerPay Ng free?

PowerPay Ng is free to download, with no in-app purchases.

### Which has better reviews, Figur or PowerPay Ng?

PowerPay Ng is rated higher. Figur averages 3.7 out of 5 from 27 ratings, while PowerPay Ng averages 5.0 from 1 ratings.

### Do Figur or PowerPay Ng have ads?

PowerPay Ng shows ads; Figur does not.

### Which is updated more often, Figur or PowerPay Ng?

Figur ships an update every 5 days, and PowerPay Ng monthly. Most recently, Figur was updated on October 24, 2026 and PowerPay Ng on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*