# Figur vs Tobopay

The clearest difference is rating: Figur at 3.7 against Tobopay's 3.0. Figur also leads on update cadence (every 5 days vs every 3 weeks) and ratings volume (27 vs 6). Tobopay's advantage is review sentiment (50% vs 27%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Figur holds the better App Store score, 3.7 against 3.0. Both are backed by a comparable volume of ratings — 27 and 6 respectively. Written reviews complicate that: 27% of Figur's written reviews are positive against 50% of Tobopay's, so the app with the better star average is not the one people write more warmly about.

Figur ships an update every 5 days, Tobopay every 3 weeks. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Figur | Tobopay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (27 ratings)](https://appshunter.io/ios/app/figur/id6444032669/reviews)** | [3.0 (6 ratings)](https://appshunter.io/ios/app/tobopay/id6470758876/reviews) |
| Number of ratings | **27** | 6 |
| Positive reviews | 27.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 93 MB | 41 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Truparse Nigeria Limited](https://appshunter.io/developer/1091377817) | [TBP TECHNOLOGIES LTD](https://appshunter.io/developer/1714183705) |

## What reviewers say

### Figur

[App page](https://appshunter.io/ios/app/figur/id6444032669)

Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.

**Highlights:** Virtual Dollar Card for global payments, Cheap data and airtime top-ups, Convert airtime to cash, Trade gift cards, Bill payments (electricity, TV), Personal and business accounts, Invoicing and revenue tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Tobopay

[App page](https://appshunter.io/ios/app/tobopay/id6470758876)

Manage all your financial transactions in one place. Easily pay bills, convert airtime to cash, buy data, and send or receive money instantly. This secure and reliable platform acts as your personal financial assistant for hassle-free payments.

**Highlights:** Pay bills on time, Convert airtime to cash, Buy airtime and data, Send and receive money, Cable TV payments, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Figur free?

Figur is free to download, with no in-app purchases.

### Is Tobopay free?

Tobopay is free to download, with no in-app purchases.

### Which has better reviews, Figur or Tobopay?

Figur is rated higher. Figur averages 3.7 out of 5 from 27 ratings, while Tobopay averages 3.0 from 6 ratings.

### Do Figur or Tobopay have ads?

Neither Figur nor Tobopay shows ads.

### Which is updated more often, Figur or Tobopay?

Figur ships an update every 5 days, and Tobopay every 3 weeks. Most recently, Figur was updated on October 12, 2026 and Tobopay on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*