# VatPay vs Speso

The clearest difference is update cadence: Speso at every 10 days against VatPay's every 4 weeks. VatPay's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VatPay ships an update every 4 weeks, Speso every 10 days. The most recent releases landed on September 13, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | VatPay | Speso |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/speso/id6444906787/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 10 days** |
| Monetization | — | Ad-supported |
| Size | 44 MB | 97 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [VatPay](https://appshunter.io/developer/1651726761) | [Speso Technologies Limited](https://appshunter.io/developer/1657829757) |

## What reviewers say

### VatPay

[App page](https://appshunter.io/ios/app/vatpay/id6444032969)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Speso

[App page](https://appshunter.io/ios/app/speso/id6444906787)

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

**Highlights:** Instant transfers to mobile wallets and banks, Secure business payments, Find and pay artisans, In-app chat for support, Bank-grade security and encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VatPay free?

VatPay is free to download, with no in-app purchases.

### Is Speso free?

Speso is free to download, with no in-app purchases.

### Do VatPay or Speso have ads?

Neither VatPay nor Speso shows ads.

### Which is updated more often, VatPay or Speso?

VatPay ships an update every 4 weeks, and Speso every 10 days. Most recently, VatPay was updated on September 13, 2026 and Speso on September 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*