# Virtual Pag vs Security Bank App

The clearest difference is rating: Security Bank App at 4.4 against Virtual Pag's 2.9. Security Bank App also leads on review sentiment (37% vs 0%) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Security Bank App holds the better App Store score, 4.4 against 2.9. That said, the two scores are not equally well evidenced: Security Bank App has 346 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 0% of Virtual Pag's written reviews are positive against 37% of Security Bank App's.

Virtual Pag ships an update every 2 months, Security Bank App every 2 weeks. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Virtual Pag | Security Bank App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (14 ratings)](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285/reviews) | **[4.4 (346 ratings)](https://appshunter.io/ios/app/security-bank-app/id6476122865/reviews)** |
| Number of ratings | 14 | **346** |
| Positive reviews | 0.0% of reviews | **36.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 147 MB | 113 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pag-IBIG Fund](https://appshunter.io/developer/1651750152) | [Security Bank Corporation](https://appshunter.io/developer/977294211) |

## What reviewers say

### Virtual Pag

[App page](https://appshunter.io/ios/app/virtual-pag-ibig/id6444034285)

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

**Highlights:** View savings and MP2 records, Monitor loan balances, Track payments, Apply for short-term loans, Online payment options, Check loan status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Security Bank App

[App page](https://appshunter.io/ios/app/security-bank-app/id6476122865)

Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.

**Highlights:** Quick Balance check, Simplified Bills Payment, Transfer Money (InstaPay), Card Control (lock/unlock, budget alerts), Open eSecure Savings accounts, eGiveCash (cardless withdrawals), Mobile Top-Up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and sleek app
- 🚀 Real-time transactions and credit card updates
- 👍 Better than previous version

**What reviewers complain about**

- 🐛 Unable to register/login
- 🐛 OTP issues, especially for international numbers
- 🐛 Incorrect information errors
- 🐛 Bugs and glitches
- 🐛 Cooldown period for transactions

**Reported bugs**

- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration

**Requested features**

- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers


## Frequently asked questions

### Is Virtual Pag free?

Virtual Pag is free to download, with no in-app purchases.

### Is Security Bank App free?

Security Bank App is free to download, with no in-app purchases.

### Which has better reviews, Virtual Pag or Security Bank App?

Security Bank App is rated higher. Virtual Pag averages 2.9 out of 5 from 14 ratings, while Security Bank App averages 4.4 from 346 ratings.

### Do Virtual Pag or Security Bank App have ads?

Neither Virtual Pag nor Security Bank App shows ads.

### Which is updated more often, Virtual Pag or Security Bank App?

Virtual Pag ships an update every 2 months, and Security Bank App every 2 weeks. Most recently, Virtual Pag was updated on October 25, 2026 and Security Bank App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*