# Compass Panamá vs Crediviva

The clearest difference is update cadence: Crediviva at every 3 weeks against Compass Panamá's every 2 months. Compass Panamá's advantage is iOS requirement (13.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Compass Panamá against 5.0 for Crediviva. Both are backed by a comparable volume of ratings — 3 and 7 respectively.

Compass Panamá ships an update every 2 months, Crediviva every 3 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Compass Panamá | Crediviva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/compass-panama/id6444052141/reviews) | [5.0 (7 ratings)](https://appshunter.io/ios/app/crediviva/id6502125656/reviews) |
| Number of ratings | 3 | **7** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 36 MB | 152 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Bac Credomatic Network](https://appshunter.io/developer/465180283) | [Crediviva](https://appshunter.io/developer/1744458070) |

## What reviewers say

### Compass Panamá

[App page](https://appshunter.io/ios/app/compass-panama/id6444052141)

Manage your device's parking access and benefits. Find affiliated businesses, view parking locations and details, report issues, and authorize others to use your device for parking.

**Highlights:** Execute discounts at affiliated merchants, Search for parking locations, View parking location details and map, Report parking facility issues, Authorize others to use device for parking, Manage device parking access

**Features:** macOS Compatibility

**In-app purchases:** none


### Crediviva

[App page](https://appshunter.io/ios/app/crediviva/id6502125656)

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

**Highlights:** Installment purchases, Up to 24 monthly installments, 0% APR offers, 100% digital process, QR code payments, Account management, Over 25 affiliated stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Compass Panamá free?

Compass Panamá is free to download, with no in-app purchases.

### Is Crediviva free?

Crediviva is free to download, with no in-app purchases.

### Which has better reviews, Compass Panamá or Crediviva?

Compass Panamá and Crediviva are both rated 5.0 out of 5 on the App Store, from 3 and 7 ratings respectively.

### Do Compass Panamá or Crediviva have ads?

Neither Compass Panamá nor Crediviva shows ads.

### Which is updated more often, Compass Panamá or Crediviva?

Compass Panamá ships an update every 2 months, and Crediviva every 3 weeks. Most recently, Compass Panamá was updated on October 19, 2026 and Crediviva on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*