# BreadBudget vs Pluto Budgeting

The clearest difference is in-app purchases: BreadBudget at none against Pluto Budgeting's 2. BreadBudget also leads on device support (3 vs 1). Pluto Budgeting's advantage is update cadence (weekly vs every 6 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month. BreadBudget asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for BreadBudget against 5.0 for Pluto Budgeting. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

BreadBudget ships an update every 6 months, Pluto Budgeting weekly. The most recent releases landed on October 3, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | BreadBudget | Pluto Budgeting |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/breadbudget/id6444067539/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 30 MB | 64 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [TecDesigns LLC](https://appshunter.io/developer/1500196023) | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) |

## What reviewers say

### BreadBudget

[App page](https://appshunter.io/ios/app/breadbudget/id6444067539)

This app offers a streamlined approach to personal finance management, focusing on intuitive design and future-oriented features. It aims to provide a high-quality, error-free budgeting experience with excellent support.

**Highlights:** Intuitive budgeting tools, Future-focused design, High-quality user experience, Error-free performance, Excellent customer support

**Features:** macOS Compatibility

**In-app purchases:** none


### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


## Frequently asked questions

### Is BreadBudget free?

BreadBudget is free to download, with no in-app purchases.

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Which has better reviews, BreadBudget or Pluto Budgeting?

BreadBudget and Pluto Budgeting are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do BreadBudget or Pluto Budgeting have ads?

Neither BreadBudget nor Pluto Budgeting shows ads.

### Which is updated more often, BreadBudget or Pluto Budgeting?

BreadBudget ships an update every 6 months, and Pluto Budgeting weekly. Most recently, BreadBudget was updated on October 3, 2026 and Pluto Budgeting on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*