# NAAHL vs Smart Log On

The clearest difference is iOS requirement: NAAHL at 14.1 against Smart Log On's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NAAHL ships an update every 2 months, Smart Log On monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | NAAHL | Smart Log On |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (26 ratings)](https://appshunter.io/ios/app/smart-log-on/id6456946128/reviews)** |
| Number of ratings | — | **26** |
| Positive reviews | — | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Free |
| Size | 70 MB | 26 MB |
| Requires iOS | **14.1** | 18.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 17+ | 4+ |
| Developer | [National Association of Affordable Housing Lenders](https://appshunter.io/developer/1652099236) | [Acceptto Corporation](https://appshunter.io/developer/893534373) |

## What reviewers say

### NAAHL

[App page](https://appshunter.io/ios/app/naahl/id6444069397)

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Log On

[App page](https://appshunter.io/ios/app/smart-log-on/id6456946128)

Securely log in to accounts without passwords using behavioral modeling and multi-factor authentication. Authorize requests in real-time from your registered device, with an offline option for authentication.

**Highlights:** Passwordless login, Behavioral modeling, Multi-Factor Authentication (MFA), Real-time authorization, Offline authentication option, Risk-based authentication

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NAAHL free?

NAAHL is free to download, with no in-app purchases.

### Is Smart Log On free?

Smart Log On is free to download, with no in-app purchases.

### Do NAAHL or Smart Log On have ads?

Neither NAAHL nor Smart Log On shows ads.

### Which is updated more often, NAAHL or Smart Log On?

NAAHL ships an update every 2 months, and Smart Log On monthly. Most recently, NAAHL was updated on October 27, 2026 and Smart Log On on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*