# Nova CU eBranch vs Nimiq Pay

The clearest difference is review sentiment: Nimiq Pay at 100% against Nova CU eBranch's 38%. Nimiq Pay also leads on rating (5.0 vs 4.8) and monetization model (free vs ad-supported). Nova CU eBranch's advantage is ratings volume (1K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nimiq Pay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Nova CU eBranch has 1K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 38% of Nova CU eBranch's written reviews are positive against 100% of Nimiq Pay's.

Nova CU eBranch ships an update monthly, Nimiq Pay every 3 weeks. The most recent releases landed on September 18, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Nova CU eBranch | Nimiq Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1K ratings)](https://appshunter.io/ios/app/nova-cu-ebranch/id6444110658/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/nimiq-pay/id6471844738/reviews)** |
| Number of ratings | **1K** | 1 |
| Positive reviews | 37.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 172 MB | 57 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Nova Credit Union](https://appshunter.io/developer/500102781) | [Nimiq Labs Ltd](https://appshunter.io/developer/1716066103) |

## What reviewers say

### Nova CU eBranch

[App page](https://appshunter.io/ios/app/nova-cu-ebranch/id6444110658)

Manage your finances on the go with this secure and fast mobile banking app. Organize transactions, set up alerts, make payments, and deposit checks with ease. Access your accounts, find ATMs, and secure your information with advanced features.

**Highlights:** Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### Nimiq Pay

[App page](https://appshunter.io/ios/app/nimiq-pay/id6471844738)

This self-custodial app facilitates instant crypto payments using NIM and BTC Lightning. Discover locations accepting digital currency on an interactive map, earn rewards through loyalty programs, and deepen your crypto knowledge with Learn-to-Earn activities.

**Highlights:** Instant crypto transactions, NIM and BTC Lightning support, Crypto acceptance map, Learn-to-Earn activities, Loyalty rewards (cashback, referral bonuses)

**In-app purchases:** none


## Frequently asked questions

### Is Nova CU eBranch free?

Nova CU eBranch is free to download, with no in-app purchases.

### Is Nimiq Pay free?

Nimiq Pay is free to download, with no in-app purchases.

### Which has better reviews, Nova CU eBranch or Nimiq Pay?

Nimiq Pay is rated higher. Nova CU eBranch averages 4.8 out of 5 from 1K ratings, while Nimiq Pay averages 5.0 from 1 ratings.

### Do Nova CU eBranch or Nimiq Pay have ads?

Neither Nova CU eBranch nor Nimiq Pay shows ads.

### Which is updated more often, Nova CU eBranch or Nimiq Pay?

Nova CU eBranch ships an update monthly, and Nimiq Pay every 3 weeks. Most recently, Nova CU eBranch was updated on September 18, 2026 and Nimiq Pay on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*