# Simrik mBank vs Upayogi Saving iSmart

The clearest difference is iOS requirement: Upayogi Saving iSmart at 12.1 against Simrik mBank's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simrik mBank ships an update every 6 weeks, Upayogi Saving iSmart every 4 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Simrik mBank | Upayogi Saving iSmart |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 4 weeks** |
| Size | 437 MB | 67 MB |
| Requires iOS | 15.6 | **12.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [mBank Technologies](https://appshunter.io/developer/1732994826) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### Simrik mBank

[App page](https://appshunter.io/ios/app/simrik-mbank/id6444143479)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Upayogi Saving iSmart

[App page](https://appshunter.io/ios/app/upayogi-saving-ismart/id6480114864)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Simrik mBank free?

Simrik mBank is free to download, with no in-app purchases.

### Is Upayogi Saving iSmart free?

Upayogi Saving iSmart is free to download, with no in-app purchases.

### Do Simrik mBank or Upayogi Saving iSmart have ads?

Neither Simrik mBank nor Upayogi Saving iSmart shows ads.

### Which is updated more often, Simrik mBank or Upayogi Saving iSmart?

Simrik mBank ships an update every 6 weeks, and Upayogi Saving iSmart every 4 weeks. Most recently, Simrik mBank was updated on October 24, 2026 and Upayogi Saving iSmart on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*