# HSBC Open Wallet vs SilkPass

The clearest difference is rating: SilkPass at 1.6 against HSBC Open Wallet's 1.0. SilkPass also leads on review sentiment (40% vs 0%) and update cadence (every 4 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SilkPass holds the better App Store score, 1.6 against 1.0. That said, the two scores are not equally well evidenced: SilkPass has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of HSBC Open Wallet's written reviews are positive against 40% of SilkPass's.

HSBC Open Wallet ships an update every 2 months, SilkPass every 4 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | HSBC Open Wallet | SilkPass |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/hsbc-open-wallet/id6444148473/reviews) | **[1.6 (8 ratings)](https://appshunter.io/ios/app/silkpass/id6502496756/reviews)** |
| Number of ratings | 1 | **8** |
| Positive reviews | 0.0% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 262 MB | 51 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [The Hongkong and Shanghai Banking Corporation Ltd.](https://appshunter.io/developer/306028848) | [Beijing Municipal Administration & Communication Card Co., Ltd.](https://appshunter.io/developer/967092372) |

## What reviewers say

### HSBC Open Wallet

[App page](https://appshunter.io/ios/app/hsbc-open-wallet/id6444148473)

Explore the future of digital assets with a secure decentralized identity solution and a non-custody wallet for managing digital assets. This app offers enhanced privacy and a glimpse into next-generation digital asset management.

**Highlights:** Decentralized identity solution (Trusted ID), Secure credential sharing and verification, Non-custody digital asset wallet, Manage digital assets, Enhanced privacy controls

**In-app purchases:** none


### SilkPass

[App page](https://appshunter.io/ios/app/silkpass/id6502496756)

This app allows users to recharge their physical BEIJING PASS cards. It enables cashless payments for travel, shopping, and dining by simply tapping the card. Avoid the hassle of carrying cash for everyday transactions.

**Highlights:** Recharge BEIJING PASS card, Cashless payments, Travel payments, Shopping payments, Dining payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HSBC Open Wallet free?

HSBC Open Wallet is free to download, with no in-app purchases.

### Is SilkPass free?

SilkPass is free to download, with no in-app purchases.

### Which has better reviews, HSBC Open Wallet or SilkPass?

SilkPass is rated higher. HSBC Open Wallet averages 1.0 out of 5 from 1 ratings, while SilkPass averages 1.6 from 8 ratings.

### Do HSBC Open Wallet or SilkPass have ads?

Neither HSBC Open Wallet nor SilkPass shows ads.

### Which is updated more often, HSBC Open Wallet or SilkPass?

HSBC Open Wallet ships an update every 2 months, and SilkPass every 4 weeks. Most recently, HSBC Open Wallet was updated on October 21, 2026 and SilkPass on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*