# CFI Online vs iPay

The clearest difference is update cadence: CFI Online at every 3 months against iPay's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CFI Online ships an update every 3 months, iPay every 10 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | CFI Online | iPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/cfi-online/id6444171383/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 10 months |
| Monetization | Free | — |
| Size | 8 MB | 39 MB |
| Requires iOS | 16.2 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Cebu CFI Community Cooperative](https://appshunter.io/developer/1646754315) | [Imdadul Haque](https://appshunter.io/developer/1769561251) |

## What reviewers say

### CFI Online

[App page](https://appshunter.io/ios/app/cfi-online/id6444171383)

Manage your cooperative membership and finances conveniently through an online platform. Access account statements, transfer funds, pay bills, and apply for services without visiting a physical office.

**Highlights:** View account statements, Fund transfers nationwide, Loan repayment, Bills payment, Buy load, Apply for services, Net proceeds calculator

**Features:** macOS Compatibility

**In-app purchases:** none


### iPay

[App page](https://appshunter.io/ios/app/ipay-collection-services/id6702017670)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CFI Online free?

CFI Online is free to download, with no in-app purchases.

### Is iPay free?

iPay is free to download, with no in-app purchases.

### Do CFI Online or iPay have ads?

Neither CFI Online nor iPay shows ads.

### Which is updated more often, CFI Online or iPay?

CFI Online ships an update every 3 months, and iPay every 10 months. Most recently, CFI Online was updated on November 3, 2026 and iPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*