# Meritrust Mobile vs WichitaFCU

The clearest difference is review sentiment: WichitaFCU at 80% against Meritrust Mobile's 16%. WichitaFCU also leads on rating (4.8 vs 4.6) and update cadence (monthly vs every 2 months). Meritrust Mobile's advantage is ratings volume (7.5K vs 789) and iOS requirement (15.0 vs 18.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WichitaFCU holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.5K ratings behind it against 789, so its average is the more settled of the two. Written reviews point the same way: 16% of Meritrust Mobile's written reviews are positive against 80% of WichitaFCU's.

Meritrust Mobile ships an update every 2 months, WichitaFCU monthly. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Meritrust Mobile | WichitaFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (7.5K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews) | **[4.8 (789 ratings)](https://appshunter.io/ios/app/wichitafcu/id6504494638/reviews)** |
| Number of ratings | **7.5K** | 789 |
| Positive reviews | 16.0% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 18 MB | 173 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Meritrust Credit Union](https://appshunter.io/developer/457535062) | [Wichita Federal Credit Union](https://appshunter.io/developer/634105672) |

## What reviewers say

### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


### WichitaFCU

[App page](https://appshunter.io/ios/app/wichitafcu/id6504494638)

Manage your finances on the go with this mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Reorder or turn off debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Is WichitaFCU free?

WichitaFCU is free to download, with no in-app purchases.

### Which has better reviews, Meritrust Mobile or WichitaFCU?

WichitaFCU is rated higher. Meritrust Mobile averages 4.6 out of 5 from 7.5K ratings, while WichitaFCU averages 4.8 from 789 ratings.

### Do Meritrust Mobile or WichitaFCU have ads?

Neither Meritrust Mobile nor WichitaFCU shows ads.

### Which is updated more often, Meritrust Mobile or WichitaFCU?

Meritrust Mobile ships an update every 2 months, and WichitaFCU monthly. Most recently, Meritrust Mobile was updated on September 24, 2026 and WichitaFCU on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*