# Cash Predict vs Spendwise

The clearest difference is iOS requirement: Spendwise at 15.1 against Cash Predict's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Cash Predict sells 1 in-app purchase, starting at $9.99 per year and Spendwise sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Cash Predict ships an update fortnightly, Spendwise every 9 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Cash Predict | Spendwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (30 ratings)](https://appshunter.io/ios/app/cash-predict/id6444193844/reviews)** | — |
| Number of ratings | **30** | — |
| Positive reviews | 92.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Freemium | — |
| Size | 36 MB | 52 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Softgroup Technology LLC](https://appshunter.io/developer/1356250709) | [Victoria Jull](https://appshunter.io/developer/6791476985) |

## What reviewers say

### Cash Predict

[App page](https://appshunter.io/ios/app/cash-predict/id6444193844)

This app helps you forecast your financial future by planning ahead for expenses and savings. It provides insights into debt payoff timelines, bill payment feasibility, and the impact of financial decisions on your net worth. Focus on future planning rather than past spending.

**Highlights:** Financial future forecasting, Debt payoff timelines, Bill payment feasibility, Savings goal setting, Recurrent income/expense scheduling, Bill reminders, iCloud sync, Financial simulations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus | $9.99 | per year |


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise-smarter-spending/id6791476983)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendwise Essential | $5.99 | per month |
| Spenwise Plus | $6.99 | per month |
| Spendwise Essential | $59.99 | per year |
| Spendwise Plus | $69.99 | per year |


## Frequently asked questions

### Is Cash Predict free?

Cash Predict is free to download, with in-app purchases available.

### Is Spendwise free?

Spendwise is free to download, with in-app purchases available.

### Do Cash Predict or Spendwise have ads?

Neither Cash Predict nor Spendwise shows ads.

### Which is updated more often, Cash Predict or Spendwise?

Cash Predict ships an update fortnightly, and Spendwise every 9 days. Most recently, Cash Predict was updated on October 25, 2026 and Spendwise on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*