# Chapa Merchant vs eQUB

The clearest difference is rating: eQUB at 4.2 against Chapa Merchant's 3.9. Chapa Merchant's advantage is iOS requirement (12.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eQUB holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 9 and 10 respectively.

Chapa Merchant ships an update monthly, eQUB every 2 months. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Chapa Merchant | eQUB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (9 ratings)](https://appshunter.io/ios/app/chapa-merchant/id6444194045/reviews) | **[4.2 (10 ratings)](https://appshunter.io/ios/app/equb/id6450191698/reviews)** |
| Number of ratings | 9 | **10** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 56 MB | 42 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Chapa](https://appshunter.io/developer/1593389499) | [Equb Financial Technologies PLC](https://appshunter.io/developer/1563387013) |

## What reviewers say

### Chapa Merchant

[App page](https://appshunter.io/ios/app/chapa-merchant/id6444194045)

Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.

**Highlights:** Send payment links, Accept payments via QR codes, Track sales trends, Manage money and sales, Transfer money, Access customer info

**Features:** macOS Compatibility

**In-app purchases:** none


### eQUB

[App page](https://appshunter.io/ios/app/equb/id6450191698)

This app facilitates group savings and access to credit through a rotating lottery system. Members contribute to a pool, and one participant is randomly selected each round to receive the total collected amount. It's designed to help individuals save and access funds by pooling resources with others.

**Highlights:** Rotating savings groups (eQubs), Random lottery winner selection, Pooled savings collection, Access to credit, Manage personal and group savings, Track money rotation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Chapa Merchant free?

Chapa Merchant is free to download, with no in-app purchases.

### Is eQUB free?

eQUB is free to download, with no in-app purchases.

### Which has better reviews, Chapa Merchant or eQUB?

eQUB is rated higher. Chapa Merchant averages 3.9 out of 5 from 9 ratings, while eQUB averages 4.2 from 10 ratings.

### Do Chapa Merchant or eQUB have ads?

Neither Chapa Merchant nor eQUB shows ads.

### Which is updated more often, Chapa Merchant or eQUB?

Chapa Merchant ships an update monthly, and eQUB every 2 months. Most recently, Chapa Merchant was updated on October 12, 2026 and eQUB on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*