# Chapa Merchant vs Cheque Express

The clearest difference is rating: Cheque Express at 5.0 against Chapa Merchant's 3.9. Chapa Merchant's advantage is iOS requirement (12.0 vs 16.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cheque Express holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 9 and 6 respectively.

Chapa Merchant ships an update monthly, Cheque Express fortnightly. The most recent releases landed on June 1, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Chapa Merchant | Cheque Express |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (9 ratings)](https://appshunter.io/ios/app/chapa-merchant/id6444194045/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/cheque-express/id6738776119/reviews)** |
| Number of ratings | **9** | 6 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 56 MB | 64 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [CHAPA FINANCIAL TECHNOLOGIES SHARE COMPANY](https://appshunter.io/developer/1593389499) | [Cheque Express](https://appshunter.io/developer/1780542298) |

## What reviewers say

### Chapa Merchant

[App page](https://appshunter.io/ios/app/chapa-merchant/id6444194045)

Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.

**Highlights:** Send payment links, Accept payments via QR codes, Track sales trends, Manage money and sales, Transfer money, Access customer info

**Features:** macOS Compatibility

**In-app purchases:** none


### Cheque Express

[App page](https://appshunter.io/ios/app/cheque-express/id6738776119)

Manage your finances on the go with this app. Access transaction history, view real-time exchange rates, and locate nearby stores. Update your profile and stay informed about promotions.

**Highlights:** View real-time exchange rates, Access transaction history, Find nearest store locations, Update user profile, Stay updated on promotions

**In-app purchases:** none


## Frequently asked questions

### Is Chapa Merchant free?

Chapa Merchant is free to download, with no in-app purchases.

### Is Cheque Express free?

Cheque Express is free to download, with no in-app purchases.

### Which has better reviews, Chapa Merchant or Cheque Express?

Cheque Express is rated higher. Chapa Merchant averages 3.9 out of 5 from 9 ratings, while Cheque Express averages 5.0 from 6 ratings.

### Do Chapa Merchant or Cheque Express have ads?

Neither Chapa Merchant nor Cheque Express shows ads.

### Which is updated more often, Chapa Merchant or Cheque Express?

Chapa Merchant ships an update monthly, and Cheque Express fortnightly. Most recently, Chapa Merchant was updated on June 1, 2026 and Cheque Express on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*