# Chapa Merchant vs Arif Remit

The clearest difference is rating: Chapa Merchant at 3.8 against Arif Remit's 3.3. Chapa Merchant also leads on ratings volume (10 vs 3). Arif Remit's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chapa Merchant holds the better App Store score, 3.8 against 3.3. Both are backed by a comparable volume of ratings — 10 and 3 respectively.

Chapa Merchant ships an update monthly, Arif Remit weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Chapa Merchant | Arif Remit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (10 ratings)](https://appshunter.io/ios/app/chapa-merchant/id6444194045/reviews)** | [3.3 (3 ratings)](https://appshunter.io/ios/app/arif-remit/id6748751463/reviews) |
| Number of ratings | **10** | 3 |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free | Free |
| Size | 56 MB | 51 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Chapa](https://appshunter.io/developer/1593389499) | [Arifpay Financial Technologies S.C](https://appshunter.io/developer/1827248132) |

## What reviewers say

### Chapa Merchant

[App page](https://appshunter.io/ios/app/chapa-merchant/id6444194045)

Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.

**Highlights:** Send payment links, Accept payments via QR codes, Track sales trends, Manage money and sales, Transfer money, Access customer info

**Features:** macOS Compatibility

**In-app purchases:** none


### Arif Remit

[App page](https://appshunter.io/ios/app/arif-remit/id6748751463)

Send money internationally with ease through bank deposits, wallet transfers, cash pickup, or payment links. This secure and reliable service offers transparent exchange rates and multiple payout options for users in Ethiopia and globally.

**Highlights:** International money transfers, Bank deposit, wallet, cash pickup, Payment links and airtime top-up, Secure and encrypted transactions, Multiple payout methods, Transparent exchange rates, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Chapa Merchant free?

Chapa Merchant is free to download, with no in-app purchases.

### Is Arif Remit free?

Arif Remit is free to download, with no in-app purchases.

### Which has better reviews, Chapa Merchant or Arif Remit?

Chapa Merchant is rated higher. Chapa Merchant averages 3.8 out of 5 from 10 ratings, while Arif Remit averages 3.3 from 3 ratings.

### Do Chapa Merchant or Arif Remit have ads?

Neither Chapa Merchant nor Arif Remit shows ads.

### Which is updated more often, Chapa Merchant or Arif Remit?

Chapa Merchant ships an update monthly, and Arif Remit weekly. Most recently, Chapa Merchant was updated on October 24, 2026 and Arif Remit on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*