# Chapa Merchant vs Ledgerly

The clearest difference is rating: Ledgerly at 5.0 against Chapa Merchant's 3.8. Ledgerly also leads on update cadence (weekly vs monthly). Chapa Merchant's advantage is in-app purchases (none vs 4) and ratings volume (10 vs 1). On price, ads and device support there is nothing between them.

Both are free to download. Ledgerly sells 4 in-app purchases, starting at $0.99 per month. Chapa Merchant asks for nothing beyond the download.

Ledgerly holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Chapa Merchant has 10 ratings behind it against 1, so its average is the more settled of the two.

Chapa Merchant ships an update monthly, Ledgerly weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Chapa Merchant | Ledgerly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (10 ratings)](https://appshunter.io/ios/app/chapa-merchant/id6444194045/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ledgerly-net-worth-tracker/id6773573490/reviews)** |
| Number of ratings | **10** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 56 MB | 37 MB |
| Requires iOS | **12.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Chapa](https://appshunter.io/developer/1593389499) | [Novarch LLC](https://appshunter.io/developer/6773573492) |

## What reviewers say

### Chapa Merchant

[App page](https://appshunter.io/ios/app/chapa-merchant/id6444194045)

Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.

**Highlights:** Send payment links, Accept payments via QR codes, Track sales trends, Manage money and sales, Transfer money, Access customer info

**Features:** macOS Compatibility

**In-app purchases:** none


### Ledgerly

[App page](https://appshunter.io/ios/app/ledgerly-net-worth-tracker/id6773573490)

This app helps you track your net worth, manage expenses, and monitor investments with a privacy-first approach. It provides a comprehensive view of your financial health, including multi-currency support and detailed analytics. All your data is stored locally on your device for maximum security.

**Highlights:** Net worth tracking, Expense tracking, Budget planning, Multi-currency accounts, Investment portfolio monitoring, Financial health analytics, Offline-first data storage

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledgerly Pro (Monthly) | $0.99 | per month |
| Ledgerly Pro+ Monthly | $2.99 | per month |
| Ledgerly Pro (Annual) | $5.99 | per year |
| Ledgerly Pro+ Annual | $12.99 | per year |


## Frequently asked questions

### Is Chapa Merchant free?

Chapa Merchant is free to download, with no in-app purchases.

### Is Ledgerly free?

Ledgerly is free to download, with in-app purchases available.

### Which has better reviews, Chapa Merchant or Ledgerly?

Ledgerly is rated higher. Chapa Merchant averages 3.8 out of 5 from 10 ratings, while Ledgerly averages 5.0 from 1 ratings.

### Do Chapa Merchant or Ledgerly have ads?

Neither Chapa Merchant nor Ledgerly shows ads.

### Which is updated more often, Chapa Merchant or Ledgerly?

Chapa Merchant ships an update monthly, and Ledgerly weekly. Most recently, Chapa Merchant was updated on November 3, 2026 and Ledgerly on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*