# Chhimek vs HI

The clearest difference is rating: Chhimek at 4.0 against HI's 1.6. Chhimek also leads on monetization model (free vs free with in-app purchases). HI's advantage is ratings volume (89 vs 1) and update cadence (every 8 days vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chhimek holds the better App Store score, 4.0 against 1.6. That said, the two scores are not equally well evidenced: HI has 89 ratings behind it against 1, so its average is the more settled of the two.

Chhimek ships an update monthly, HI every 8 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Chhimek | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/chhimek-mobank/id6444212136/reviews)** | [1.6 (89 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 1 | **89** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 57 MB | 165 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MoFin](https://appshunter.io/developer/1612006103) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### Chhimek

[App page](https://appshunter.io/ios/app/chhimek-mobank/id6444212136)

Manage your finances on the go with this mobile banking application. View account details, check balances, and perform various transactions securely. Designed for users of financial institutions.

**Highlights:** View account details, Check balance statements, Perform various transactions, Secure mobile banking, Financial institution access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is Chhimek free?

Chhimek is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, Chhimek or HI?

Chhimek is rated higher. Chhimek averages 4.0 out of 5 from 1 ratings, while HI averages 1.6 from 89 ratings.

### Do Chhimek or HI have ads?

Neither Chhimek nor HI shows ads.

### Which is updated more often, Chhimek or HI?

Chhimek ships an update monthly, and HI every 8 days. Most recently, Chhimek was updated on October 30, 2026 and HI on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*