# AllocatR vs SmartHeritance

The clearest difference is rating: AllocatR at 5.0 against SmartHeritance's 3.5. SmartHeritance's advantage is ads (none vs shown) and update cadence (every 8 days vs monthly). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. AllocatR sells 6 in-app purchases, starting at $1.99 per month and SmartHeritance sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

AllocatR holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

AllocatR ships an update monthly, SmartHeritance every 8 days. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | AllocatR | SmartHeritance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/allocatr-portfolio-rebalancer/id6444242958/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/smartheritance/id6738647354/reviews) |
| Number of ratings | **4** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 37 MB | 62 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Arlyn Technology LLC](https://appshunter.io/developer/1521390281) | [SmartHeritance Inc.](https://appshunter.io/developer/1781634974) |

## What reviewers say

### AllocatR

[App page](https://appshunter.io/ios/app/allocatr-portfolio-rebalancer/id6444242958)

This tool simplifies portfolio rebalancing for investors and financial advisors. It calculates exact buy/sell amounts to maintain target allocations and offers robust privacy with local data storage. Manage multiple client models and rebalance portfolios offline.

**Highlights:** Smart rebalancing calculations, Multiple portfolio models, Complete privacy & local storage, Offline functionality, Enhanced security (PIN/biometric), Manage client portfolios

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AllocatR Pro | $1.99 | per month |
| AllocatR Pro Yearly | $17.99 | per year |
| AllocatR Advisor Monthly | $24.99 | per month |
| AllocatR Advisor Yearly | $249.99 | per year |
| Allocator Pro | $39.99 | one-time |
| Allocator Advisor | $599.99 | one-time |


### SmartHeritance

[App page](https://appshunter.io/ios/app/smartheritance/id6738647354)

Organize essential family information, including financial details, digital accounts, and personal memories, to ensure your loved ones have clarity during difficult times. Automates discovery and updates to provide critical information when it's needed most.

**Highlights:** Organize financial information, Manage digital accounts, Store personal memories, Automatic information discovery, Automatic updates, Automatic information release

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $1.99 | per month |
| Premium Monthly | $3.99 | per month |
| Basic Yearly | $19.99 | per year |
| Premium Yearly | $40.00 | per year |
| Will PDF Generation | $1.00 | one-time |


## Frequently asked questions

### Is AllocatR free?

AllocatR is free to download, with in-app purchases available.

### Is SmartHeritance free?

SmartHeritance is free to download, with in-app purchases available.

### Which has better reviews, AllocatR or SmartHeritance?

AllocatR is rated higher. AllocatR averages 5.0 out of 5 from 4 ratings, while SmartHeritance averages 3.5 from 2 ratings.

### Do AllocatR or SmartHeritance have ads?

AllocatR shows ads; SmartHeritance does not.

### Which is updated more often, AllocatR or SmartHeritance?

AllocatR ships an update monthly, and SmartHeritance every 8 days. Most recently, AllocatR was updated on October 5, 2026 and SmartHeritance on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*