# Neocash Mobile vs MyDatajoy | Cheap Data App

The clearest difference is review sentiment: Neocash Mobile at 14% against MyDatajoy | Cheap Data App's 0%. MyDatajoy | Cheap Data App's advantage is monetization model (free vs ad-supported) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Neocash Mobile | MyDatajoy | Cheap Data App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (6 ratings)](https://appshunter.io/ios/app/neocash-mobile/id6444277601/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | **14.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Ad-supported | **Free** |
| Size | 129 MB | 80 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Shephard Trust Bank](https://appshunter.io/developer/1653545557) | [ADE DEVELOPERS INTERNATIONAL LIMITED](https://appshunter.io/developer/1675105806) |

## What reviewers say

### Neocash Mobile

[App page](https://appshunter.io/ios/app/neocash-mobile/id6444277601)

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

**Highlights:** Loan amounts from ₦5,000 to ₦5,000,000, Flexible repayment periods, Fast loan approval and disbursement, No collateral or guarantor needed, Secure and reliable loan service, Human-touch digital banking

**Features:** Vision Pro support

**In-app purchases:** none


### MyDatajoy | Cheap Data App

[App page](https://appshunter.io/ios/app/mydatajoy-cheap-data-app/id6740635518)

Easily recharge airtime, data, and pay bills for cable TV and electricity. Enjoy guaranteed discounts on mobile recharges and savings on bill payments with secure transactions.

**Highlights:** Instant airtime recharge, Data top-ups, Cable TV bill payments, Electricity bill payments, Guaranteed discounts, Secure payment options

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Neocash Mobile free?

Neocash Mobile is free to download, with no in-app purchases.

### Is MyDatajoy | Cheap Data App free?

MyDatajoy | Cheap Data App is free to download, with no in-app purchases.

### Do Neocash Mobile or MyDatajoy | Cheap Data App have ads?

Neither Neocash Mobile nor MyDatajoy | Cheap Data App shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*