# Neocash Mobile vs Credx Finance

The clearest difference is rating: Neocash Mobile at 3.4 against Credx Finance's 1.0. Neocash Mobile also leads on review sentiment (14% vs 0%) and ratings volume (8 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Neocash Mobile holds the better App Store score, 3.4 against 1.0. Both are backed by a comparable volume of ratings — 8 and 2 respectively. Written reviews point the same way: 14% of Neocash Mobile's written reviews are positive against 0% of Credx Finance's.

Neocash Mobile ships an update every 3 weeks, Credx Finance fortnightly. The most recent releases landed on November 12, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Neocash Mobile | Credx Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (8 ratings)](https://appshunter.io/ios/app/neocash-mobile/id6444277601/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/credx-finance/id6745017170/reviews) |
| Number of ratings | **8** | 2 |
| Positive reviews | **14.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 159 MB | 20 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Shephard Trust Bank](https://appshunter.io/developer/1653545557) | [Credx Nigeria Ltd](https://appshunter.io/developer/1810425546) |

## What reviewers say

### Neocash Mobile

[App page](https://appshunter.io/ios/app/neocash-mobile/id6444277601)

This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.

**Highlights:** Loan amounts up to ₦5,000,000, Flexible repayment tenure, Fast loan approval and disbursement, No collateral or guarantor required, Secure and reliable platform, Transparent APR and fees

**Features:** Vision Pro support

**In-app purchases:** none


### Credx Finance

[App page](https://appshunter.io/ios/app/credx-finance/id6745017170)

This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.

**Highlights:** Instant access to low-interest loans, Automated salary deductions, No hidden fees or paperwork, Fully digital application process, Salary-linked repayments, No collateral or guarantors required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Neocash Mobile free?

Neocash Mobile is free to download, with no in-app purchases.

### Is Credx Finance free?

Credx Finance is free to download, with no in-app purchases.

### Which has better reviews, Neocash Mobile or Credx Finance?

Neocash Mobile is rated higher. Neocash Mobile averages 3.4 out of 5 from 8 ratings, while Credx Finance averages 1.0 from 2 ratings.

### Do Neocash Mobile or Credx Finance have ads?

Neither Neocash Mobile nor Credx Finance shows ads.

### Which is updated more often, Neocash Mobile or Credx Finance?

Neocash Mobile ships an update every 3 weeks, and Credx Finance fortnightly. Most recently, Neocash Mobile was updated on November 12, 2026 and Credx Finance on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*