# Neocash Mobile vs Aella MFB

The clearest difference is rating: Aella MFB at 4.6 against Neocash Mobile's 3.7. Aella MFB also leads on review sentiment (50% vs 14%) and ratings volume (157 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aella MFB holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Aella MFB has 157 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 14% of Neocash Mobile's written reviews are positive against 50% of Aella MFB's.

Neocash Mobile ships an update fortnightly, Aella MFB monthly. The most recent releases landed on September 1, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Neocash Mobile | Aella MFB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (6 ratings)](https://appshunter.io/ios/app/neocash-mobile/id6444277601/reviews) | **[4.6 (157 ratings)](https://appshunter.io/ios/app/aella-mfb/id6753731908/reviews)** |
| Number of ratings | 6 | **157** |
| Positive reviews | 14.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 129 MB | 113 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Shephard Trust Bank](https://appshunter.io/developer/1653545557) | [Aella Microfinance Bank Limited](https://appshunter.io/developer/1844732600) |

## What reviewers say

### Neocash Mobile

[App page](https://appshunter.io/ios/app/neocash-mobile/id6444277601)

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

**Highlights:** Loan amounts from ₦5,000 to ₦5,000,000, Flexible repayment periods, Fast loan approval and disbursement, No collateral or guarantor needed, Secure and reliable loan service, Human-touch digital banking

**Features:** Vision Pro support

**In-app purchases:** none


### Aella MFB

[App page](https://appshunter.io/ios/app/aella-mfb/id6753731908)

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

**Highlights:** Loans, Investments, Bill payments, Micro-insurance, Peer-to-peer transfers, Address verification via location monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Neocash Mobile free?

Neocash Mobile is free to download, with no in-app purchases.

### Is Aella MFB free?

Aella MFB is free to download, with no in-app purchases.

### Which has better reviews, Neocash Mobile or Aella MFB?

Aella MFB is rated higher. Neocash Mobile averages 3.7 out of 5 from 6 ratings, while Aella MFB averages 4.6 from 157 ratings.

### Do Neocash Mobile or Aella MFB have ads?

Neither Neocash Mobile nor Aella MFB shows ads.

### Which is updated more often, Neocash Mobile or Aella MFB?

Neocash Mobile ships an update fortnightly, and Aella MFB monthly. Most recently, Neocash Mobile was updated on September 1, 2026 and Aella MFB on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*