# Neocash Mobile vs EndowPay

The clearest difference is rating: Neocash Mobile at 3.7 against EndowPay's 3.0. Neocash Mobile also leads on ratings volume (6 vs 2). EndowPay's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Neocash Mobile holds the better App Store score, 3.7 against 3.0. Both are backed by a comparable volume of ratings — 6 and 2 respectively.

Neocash Mobile ships an update every 3 weeks, EndowPay every 11 days. The most recent releases landed on October 17, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Neocash Mobile | EndowPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (6 ratings)](https://appshunter.io/ios/app/neocash-mobile/id6444277601/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/endowpay/id6753772231/reviews) |
| Number of ratings | **6** | 2 |
| Positive reviews | 14.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 11 days** |
| Monetization | Ad-supported | **Free** |
| Size | 159 MB | 57 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Shephard Trust Bank](https://appshunter.io/developer/1653545557) | [EndowPay](https://appshunter.io/developer/1844938467) |

## What reviewers say

### Neocash Mobile

[App page](https://appshunter.io/ios/app/neocash-mobile/id6444277601)

This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.

**Highlights:** Loan amounts from ₦5,000 to ₦5,000,000, Flexible repayment periods, Fast loan approval and disbursement, No collateral or guarantor needed, Secure and reliable loan service, Human-touch digital banking

**Features:** Vision Pro support

**In-app purchases:** none


### EndowPay

[App page](https://appshunter.io/ios/app/endowpay/id6753772231)

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

**Highlights:** Instant airtime and mobile data top-ups, Hassle-free electricity and cable TV bill payments, Secure betting account funding, Easy gift card sending and redemption, Single app for transport payments

**In-app purchases:** none


## Frequently asked questions

### Is Neocash Mobile free?

Neocash Mobile is free to download, with no in-app purchases.

### Is EndowPay free?

EndowPay is free to download, with no in-app purchases.

### Which has better reviews, Neocash Mobile or EndowPay?

Neocash Mobile is rated higher. Neocash Mobile averages 3.7 out of 5 from 6 ratings, while EndowPay averages 3.0 from 2 ratings.

### Do Neocash Mobile or EndowPay have ads?

Neither Neocash Mobile nor EndowPay shows ads.

### Which is updated more often, Neocash Mobile or EndowPay?

Neocash Mobile ships an update every 3 weeks, and EndowPay every 11 days. Most recently, Neocash Mobile was updated on October 17, 2026 and EndowPay on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*