# Envelope vs SecureGift

The clearest difference is review sentiment: Envelope at 82% against SecureGift's 17%. Envelope also leads on rating (4.7 vs 1.4) and update cadence (fortnightly vs every 3 months). SecureGift's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Envelope holds the better App Store score, 4.7 against 1.4. That said, the two scores are not equally well evidenced: Envelope has 410 ratings behind it against 43, so its average is the more settled of the two. Written reviews point the same way: 82% of Envelope's written reviews are positive against 17% of SecureGift's.

Envelope ships an update fortnightly, SecureGift every 3 months. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Envelope | SecureGift |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (410 ratings)](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251/reviews)** | [1.4 (43 ratings)](https://appshunter.io/ios/app/securegift/id6657995104/reviews) |
| Number of ratings | **410** | 43 |
| Positive reviews | **81.8% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 104 MB | 21 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Envelope Money, Inc.](https://appshunter.io/developer/1570010220) | [HI Technology Corp](https://appshunter.io/developer/804191919) |

## What reviewers say

### Envelope

[App page](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251)

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

**Highlights:** Digital envelope budgeting system, High-yield savings account, Early paycheck access, All-in-one finance manager, Instant transaction notifications, Net worth tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent envelope budgeting system
- 🎨 Beautiful and intuitive user interface
- 🏦 Integrated banking with budgeting features
- 👥 Responsive and transparent development team
- 🔄 Automatic fund allocation and bill payments

**What reviewers complain about**

- 🚫 Signup process can be broken or confusing
- ⏳ Account verification delays (2+ business days)
- 📞 Support communication can be slow
- 💳 Upfront subscription fee ($5/month or $40/year)
- 🔗 Can only link one external bank account

**Reported bugs**

- Signup process kicks users out repeatedly
- App stuck in demo account loop
- Account verification fails without explanation
- Phone number cannot be corrected after signup
- Password requirements unclear and inconsistent

**Requested features**

- Multiple external bank account linking (2-3+)
- Apple Pay integration for deposits
- ATM locator map integration
- Protected overdraft feature ($100 suggested)
- Account numbers for envelopes


### SecureGift

[App page](https://appshunter.io/ios/app/securegift/id6657995104)

Manage your gift card details digitally through a dedicated application. Access card information to use for in-store purchases or online shopping, and easily add it to your mobile wallet for convenient access.

**Highlights:** View gift card details digitally, Add gift cards to mobile wallet, In-store payment via chip reader, Online payment via smartphone scan, All-in-one gift card management

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Envelope free?

Envelope is free to download, with no in-app purchases.

### Is SecureGift free?

SecureGift is free to download, with no in-app purchases.

### Which has better reviews, Envelope or SecureGift?

Envelope is rated higher. Envelope averages 4.7 out of 5 from 410 ratings, while SecureGift averages 1.4 from 43 ratings.

### Do Envelope or SecureGift have ads?

Neither Envelope nor SecureGift shows ads.

### Which is updated more often, Envelope or SecureGift?

Envelope ships an update fortnightly, and SecureGift every 3 months. Most recently, Envelope was updated on November 7, 2026 and SecureGift on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*