# Envelope vs 0based

The clearest difference is iOS requirement: 0based at 15.1 against Envelope's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Envelope | 0based |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (406 ratings)](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251/reviews)** | — |
| Number of ratings | **406** | — |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Free | — |
| Size | 104 MB | 43 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Envelope Money, Inc.](https://appshunter.io/developer/1570010220) | [Energy Company Developers](https://appshunter.io/developer/1886333640) |

## What reviewers say

### Envelope

[App page](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251)

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

**Highlights:** Digital envelope budgeting system, High-yield savings account, Early paycheck access, All-in-one finance manager, Instant transaction notifications, Net worth tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent envelope budgeting system
- 🎨 Beautiful and intuitive user interface
- 🏦 Integrated banking with budgeting features
- 👥 Responsive and transparent development team
- 🔄 Automatic fund allocation and bill payments

**What reviewers complain about**

- 🚫 Signup process can be broken or confusing
- ⏳ Account verification delays (2+ business days)
- 📞 Support communication can be slow
- 💳 Upfront subscription fee ($5/month or $40/year)
- 🔗 Can only link one external bank account

**Reported bugs**

- Signup process kicks users out repeatedly
- App stuck in demo account loop
- Account verification fails without explanation
- Phone number cannot be corrected after signup
- Password requirements unclear and inconsistent

**Requested features**

- Multiple external bank account linking (2-3+)
- Apple Pay integration for deposits
- ATM locator map integration
- Protected overdraft feature ($100 suggested)
- Account numbers for envelopes


### 0based

[App page](https://appshunter.io/ios/app/0based/id6760805386)

**In-app purchases:** none


## Frequently asked questions

### Is Envelope free?

Envelope is free to download, with no in-app purchases.

### Is 0based free?

0based is free to download, with no in-app purchases.

### Do Envelope or 0based have ads?

Neither Envelope nor 0based shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*