# Envelope vs CashStuff

The clearest difference is in-app purchases: Envelope at none against CashStuff's 1. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. CashStuff sells 1 in-app purchase, starting at $4.99 per month. Envelope asks for nothing beyond the download.

Envelope ships an update fortnightly, CashStuff every 3 weeks. The most recent releases landed on November 12, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Envelope | CashStuff |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (414 ratings)](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251/reviews)** | — |
| Number of ratings | **414** | — |
| Positive reviews | 81.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | — |
| Size | 104 MB | 1 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Envelope Money, Inc.](https://appshunter.io/developer/1570010220) | [杰 向](https://appshunter.io/developer/1860305678) |

## What reviewers say

### Envelope

[App page](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251)

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

**Highlights:** Digital envelope budgeting system, High-yield savings account, Early paycheck access, All-in-one finance manager, Instant transaction notifications, Net worth tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent envelope budgeting system
- 🎨 Beautiful and intuitive user interface
- 🏦 Integrated banking with budgeting features
- 👥 Responsive and transparent development team
- 🔄 Automatic fund allocation and bill payments

**What reviewers complain about**

- 🚫 Signup process can be broken or confusing
- ⏳ Account verification delays (2+ business days)
- 📞 Support communication can be slow
- 💳 Upfront subscription fee ($5/month or $40/year)
- 🔗 Can only link one external bank account

**Reported bugs**

- Signup process kicks users out repeatedly
- App stuck in demo account loop
- Account verification fails without explanation
- Phone number cannot be corrected after signup
- Password requirements unclear and inconsistent

**Requested features**

- Multiple external bank account linking (2-3+)
- Apple Pay integration for deposits
- ATM locator map integration
- Protected overdraft feature ($100 suggested)
- Account numbers for envelopes


### CashStuff

[App page](https://appshunter.io/ios/app/cashstuff/id6761246897)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashStuff Premium | $4.99 | per month |


## Frequently asked questions

### Is Envelope free?

Envelope is free to download, with no in-app purchases.

### Is CashStuff free?

CashStuff is free to download, with in-app purchases available.

### Do Envelope or CashStuff have ads?

Neither Envelope nor CashStuff shows ads.

### Which is updated more often, Envelope or CashStuff?

Envelope ships an update fortnightly, and CashStuff every 3 weeks. Most recently, Envelope was updated on November 12, 2026 and CashStuff on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*