# BA II Plus vs Guard.Me

The clearest difference is in-app purchases: Guard.Me at none against BA II Plus's 1. Guard.Me also leads on review sentiment (33% vs 8%) and update cadence (fortnightly vs every 3 months). BA II Plus's advantage is iOS requirement (12.0 vs 15.6). On price, ads and device support there is nothing between them.

Both are free to download. BA II Plus sells 1 one-off in-app purchase. Guard.Me asks for nothing beyond the download.

BA II Plus ships an update every 3 months, Guard.Me fortnightly. Both last shipped on October 30, 2026.

## The numbers

| Metric | BA II Plus | Guard.Me |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (14 ratings)](https://appshunter.io/ios/app/ba-ii-plus-professional/id6444322498/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 7.7% of reviews | **33.3% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 16 MB | 53 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Anishu, Inc.](https://appshunter.io/developer/306257913) | [guard.me Travel Health Insurance](https://appshunter.io/developer/908825374) |

## What reviewers say

### BA II Plus

[App page](https://appshunter.io/ios/app/ba-ii-plus-professional/id6444322498)

This app offers a comprehensive financial calculator experience, replicating the functionality of a professional hardware calculator. It provides basic and advanced financial functions, with a one-time purchase unlocking specialized worksheets for complex calculations.

**Highlights:** Full financial calculator functionality, Basic and Math functions, Memory functions, Time-Value-of-Money (TVM) worksheet, Amortization and Cash Flow worksheets, Bond, Depreciation, and Statistics worksheets, Interest Conversion and Date calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BAII+ Pro - full functionality | $5.99 | one-time |


### Guard.Me

[App page](https://appshunter.io/ios/app/guardme/id6473736827)

Access your health insurance benefits, manage claims, and view coverage details. Securely log in with biometrics, find nearby medical providers, and check drug coverage. Update your user profile and access customer support easily.

**Highlights:** Access health insurance benefits, Submit and manage claims, Download Healthcare Access Card, Find nearby clinics and providers, Verify drug coverage, Manage user profile, Secure biometric sign-in

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BA II Plus free?

BA II Plus is free to download, with in-app purchases available.

### Is Guard.Me free?

Guard.Me is free to download, with no in-app purchases.

### Do BA II Plus or Guard.Me have ads?

Neither BA II Plus nor Guard.Me shows ads.

### Which is updated more often, BA II Plus or Guard.Me?

BA II Plus ships an update every 3 months, and Guard.Me fortnightly. Most recently, BA II Plus was updated on October 30, 2026 and Guard.Me on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*