# MinimaFinance vs Savvy Spend

The clearest difference is price: MinimaFinance at Free against Savvy Spend's $1.99. MinimaFinance also leads on update cadence (monthly vs every 2 months) and iOS requirement (16.0 vs 18.6). Savvy Spend's advantage is in-app purchases (none vs 4) and ads (none vs shown). On device support there is nothing between them.

MinimaFinance is free to download; Savvy Spend costs $1.99 up front. MinimaFinance sells 4 in-app purchases, starting at $0.99 per month. Savvy Spend asks for nothing beyond the download.

MinimaFinance ships an update monthly, Savvy Spend every 2 months. The most recent releases landed on October 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | MinimaFinance | Savvy Spend |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Size | 13 MB | 7 MB |
| Requires iOS | **16.0** | 18.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Luca Becker](https://appshunter.io/developer/1653938596) | [Business Insights ICT](https://appshunter.io/developer/447666547) |

## What reviewers say

### MinimaFinance

[App page](https://appshunter.io/ios/app/minimafinance/id6444333768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $0.99 | per month |
| Pro | $9.99 | per year |
| Remove Ads | $3.99 | one-time |
| Pro | $24.99 | one-time |


### Savvy Spend

[App page](https://appshunter.io/ios/app/savvy-spend/id6737447912)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MinimaFinance free?

MinimaFinance is free to download, with in-app purchases available.

### Is Savvy Spend free?

Savvy Spend costs $1.99, with no in-app purchases.

### Do MinimaFinance or Savvy Spend have ads?

MinimaFinance shows ads; Savvy Spend does not.

### Which is updated more often, MinimaFinance or Savvy Spend?

MinimaFinance ships an update monthly, and Savvy Spend every 2 months. Most recently, MinimaFinance was updated on October 6, 2026 and Savvy Spend on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*