# MinimaFinance vs SpendGrid

The clearest difference is update cadence: SpendGrid at every 3 days against MinimaFinance's monthly. MinimaFinance's advantage is iOS requirement (16.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. MinimaFinance sells 4 in-app purchases, starting at $0.99 per month and SpendGrid sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

MinimaFinance ships an update monthly, SpendGrid every 3 days. The most recent releases landed on September 18, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | MinimaFinance | SpendGrid |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 3 days** |
| Size | 13 MB | 19 MB |
| Requires iOS | **16.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Luca Becker](https://appshunter.io/developer/1653938596) | [Janki Kachhiya](https://appshunter.io/developer/1896387093) |

## What reviewers say

### MinimaFinance

[App page](https://appshunter.io/ios/app/minimafinance/id6444333768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $0.99 | per month |
| Pro | $9.99 | per year |
| Remove Ads | $3.99 | one-time |
| Pro | $24.99 | one-time |


### SpendGrid

[App page](https://appshunter.io/ios/app/spendgrid-expense-tracker/id6767112741)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendGrid Pro – Monthly | $1.99 | per month |
| SpendGrid Pro – Annual | $9.99 | per year |
| SpendGrid Pro – Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is MinimaFinance free?

MinimaFinance is free to download, with in-app purchases available.

### Is SpendGrid free?

SpendGrid is free to download, with in-app purchases available.

### Do MinimaFinance or SpendGrid have ads?

Both MinimaFinance and SpendGrid show ads.

### Which is updated more often, MinimaFinance or SpendGrid?

MinimaFinance ships an update monthly, and SpendGrid every 3 days. Most recently, MinimaFinance was updated on September 18, 2026 and SpendGrid on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*