# 精算ちゃん vs Moca | 自分にメールを送るメモ帳

The clearest difference is ads: 精算ちゃん at none against Moca | 自分にメールを送るメモ帳's shown. Moca | 自分にメールを送るメモ帳's advantage is update cadence (every 4 days vs every 2 months) and iOS requirement (11.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

精算ちゃん ships an update every 2 months, Moca | 自分にメールを送るメモ帳 every 4 days. The most recent releases landed on September 7, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | 精算ちゃん | Moca | 自分にメールを送るメモ帳 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 4 days** |
| Size | 56 MB | 33 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Yamada Hiroki](https://appshunter.io/developer/1654388248) | [Hiroki Ogata](https://appshunter.io/developer/1480936548) |

## What reviewers say

### 精算ちゃん

[App page](https://appshunter.io/ios/app/id6444388748)

**In-app purchases:** none


### Moca | 自分にメールを送るメモ帳

[App page](https://appshunter.io/ios/app/moca/id6464327820)

**In-app purchases:** none


## Frequently asked questions

### Is 精算ちゃん free?

精算ちゃん is free to download, with no in-app purchases.

### Is Moca | 自分にメールを送るメモ帳 free?

Moca | 自分にメールを送るメモ帳 is free to download, with no in-app purchases.

### Do 精算ちゃん or Moca | 自分にメールを送るメモ帳 have ads?

Moca | 自分にメールを送るメモ帳 shows ads; 精算ちゃん does not.

### Which is updated more often, 精算ちゃん or Moca | 自分にメールを送るメモ帳?

精算ちゃん ships an update every 2 months, and Moca | 自分にメールを送るメモ帳 every 4 days. Most recently, 精算ちゃん was updated on September 7, 2026 and Moca | 自分にメールを送るメモ帳 on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*