# Instantpay vs ClearPay

The clearest difference is update cadence: ClearPay at every 5 days against Instantpay's monthly. ClearPay also leads on iOS requirement (12.4 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Instantpay ships an update monthly, ClearPay every 5 days. Both last shipped on October 3, 2026.

## The numbers

| Metric | Instantpay | ClearPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.1 (19 ratings)](https://appshunter.io/ios/app/instantpay/id6444669672/reviews)** | — |
| Number of ratings | **19** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free | — |
| Size | 94 MB | 21 MB |
| Requires iOS | 14.0 | **12.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Instantpay India Limited](https://appshunter.io/developer/945609486) | [Fedeth Microfinance Bank Limited](https://appshunter.io/developer/1624892255) |

## What reviewers say

### Instantpay

[App page](https://appshunter.io/ios/app/instantpay/id6444669672)

A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.

**Highlights:** Smart current account for simplified banking, Connect and manage existing bank accounts, Send and receive payments via all methods, Bulk payouts and one-click payments, Payment links and QR code collections, Contactless cards for expense management, Collateral-free business loans

**In-app purchases:** none


### ClearPay

[App page](https://appshunter.io/ios/app/clearpay/id6711354051)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Instantpay free?

Instantpay is free to download, with no in-app purchases.

### Is ClearPay free?

ClearPay is free to download, with no in-app purchases.

### Do Instantpay or ClearPay have ads?

Neither Instantpay nor ClearPay shows ads.

### Which is updated more often, Instantpay or ClearPay?

Instantpay ships an update monthly, and ClearPay every 5 days. Most recently, Instantpay was updated on October 3, 2026 and ClearPay on October 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*