# Instantpay vs Homelify

The clearest difference is in-app purchases: Instantpay at none against Homelify's 2. Instantpay also leads on iOS requirement (14.0 vs 16.4). Homelify's advantage is update cadence (every 9 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Homelify sells 2 in-app purchases, starting at $3.99 per month. Instantpay asks for nothing beyond the download.

Instantpay ships an update monthly, Homelify every 9 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Instantpay | Homelify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.1 (22 ratings)](https://appshunter.io/ios/app/instantpay/id6444669672/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free | — |
| Size | 94 MB | 196 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Instantpay India Limited](https://appshunter.io/developer/945609486) | [Astra Prospera](https://appshunter.io/developer/1807941924) |

## What reviewers say

### Instantpay

[App page](https://appshunter.io/ios/app/instantpay/id6444669672)

A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.

**Highlights:** Smart current account for simplified banking, Connect and manage existing bank accounts, Send and receive payments via all methods, Bulk payouts and one-click payments, Payment links and QR code collections, Contactless cards for expense management, Collateral-free business loans

**In-app purchases:** none


### Homelify

[App page](https://appshunter.io/ios/app/homelify-split-rent-and-bills/id6744519667)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Subscription | $3.99 | per month |
| Annual Pro Subscription | $39.99 | per year |


## Frequently asked questions

### Is Instantpay free?

Instantpay is free to download, with no in-app purchases.

### Is Homelify free?

Homelify is free to download, with in-app purchases available.

### Do Instantpay or Homelify have ads?

Neither Instantpay nor Homelify shows ads.

### Which is updated more often, Instantpay or Homelify?

Instantpay ships an update monthly, and Homelify every 9 days. Most recently, Instantpay was updated on October 27, 2026 and Homelify on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*