# Money Note Plus vs SpendWave Expense tracker App

The clearest difference is ads: SpendWave Expense tracker App at none against Money Note Plus's shown. Money Note Plus's advantage is update cadence (weekly vs fortnightly) and iOS requirement (15.6 vs 17.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Money Note Plus sells 4 in-app purchases, starting at $3.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Money Note Plus against 4.8 for SpendWave Expense tracker App. Both are backed by a comparable volume of ratings — 21 and 9 respectively. Written reviews are what separate them: 67% of Money Note Plus's written reviews are positive against 70% of SpendWave Expense tracker App's.

Money Note Plus ships an update weekly, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Money Note Plus | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (21 ratings)](https://appshunter.io/ios/app/money-note-plus/id6444691821/reviews) | [4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews) |
| Number of ratings | **21** | 9 |
| Positive reviews | 66.7% of reviews | **70.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 90 MB | 19 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Chanin Nokpej](https://appshunter.io/developer/1029957185) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Money Note Plus

[App page](https://appshunter.io/ios/app/money-note-plus/id6444691821)

Easily track your expenses with a clean interface and organized categories. Monitor daily spending with charts and receive notifications. Never miss a bill payment with timely reminders.

**Highlights:** Expense tracking, Category organization, Daily/weekly spending charts, Spending summary notifications, Bill payment alerts, Clean interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| 3-Month Premium | $4.59 | per 3 months |
| Yearly Premium | $32.99 | per year |
| Lifetime Premium | $69.99 | one-time |


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Money Note Plus free?

Money Note Plus is free to download, with in-app purchases available.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Which has better reviews, Money Note Plus or SpendWave Expense tracker App?

Money Note Plus and SpendWave Expense tracker App are both rated 4.8 out of 5 on the App Store, from 21 and 9 ratings respectively.

### Do Money Note Plus or SpendWave Expense tracker App have ads?

Money Note Plus shows ads; SpendWave Expense tracker App does not.

### Which is updated more often, Money Note Plus or SpendWave Expense tracker App?

Money Note Plus ships an update weekly, and SpendWave Expense tracker App fortnightly. Most recently, Money Note Plus was updated on October 6, 2026 and SpendWave Expense tracker App on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*