# DhowCSD vs Chara

The clearest difference is update cadence: Chara at every 3 days against DhowCSD's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DhowCSD ships an update every 3 months, Chara every 3 days. The most recent releases landed on June 11, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | DhowCSD | Chara |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (7 ratings)](https://appshunter.io/ios/app/dhowcsd/id6444705699/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 36 MB | 46 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Central Bank of Kenya](https://appshunter.io/developer/1656260872) | [Lucas Dow](https://appshunter.io/developer/6773089722) |

## What reviewers say

### DhowCSD

[App page](https://appshunter.io/ios/app/dhowcsd/id6444705699)

Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.

**Highlights:** Open and manage investment accounts, Participate in securities auctions, View auction results and payment details, Access corporate actions, View portfolio statements, Initiate secondary market instructions, Initiate pledge instructions

**Features:** macOS Compatibility

**In-app purchases:** none


### Chara

[App page](https://appshunter.io/ios/app/chara-split-bills-and-expenses/id6773089720)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DhowCSD free?

DhowCSD is free to download, with no in-app purchases.

### Is Chara free?

Chara is free to download, with no in-app purchases.

### Do DhowCSD or Chara have ads?

Neither DhowCSD nor Chara shows ads.

### Which is updated more often, DhowCSD or Chara?

DhowCSD ships an update every 3 months, and Chara every 3 days. Most recently, DhowCSD was updated on June 11, 2026 and Chara on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*