# Свет КСК vs Займы онлайн

The clearest difference is rating: Свет КСК at 5.0 against Займы онлайн's 3.7. Займы онлайн's advantage is update cadence (fortnightly vs every 5 weeks) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Свет КСК holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 3 respectively.

Свет КСК ships an update every 5 weeks, Займы онлайн fortnightly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Свет КСК | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id6444723387/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/id6463181181/reviews) |
| Number of ratings | 3 | 3 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 55 MB | 19 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ПАО «Калужская сбытовая компания»](https://appshunter.io/developer/1656398806) | [MKK Ekspress-Kredit, OOO](https://appshunter.io/developer/1704062054) |

## What reviewers say

### Свет КСК

[App page](https://appshunter.io/ios/app/id6444723387)

Manage your electricity bills and payments for residential and non-residential properties. Easily submit meter readings, view your balance, and pay bills without leaving home. Opt for paperless billing and email notifications.

**Highlights:** Add personal accounts, Submit meter readings, Pay bills without commission, View balance and account info, Subscribe to e-bills, Opt-out of paper bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6463181181)

Access quick financial assistance when you need it most, bridging the gap until your next paycheck. This application facilitates fast and easy loan applications from anywhere in Russia, with funds directly transferred to your bank card.

**Highlights:** Quick loan application process, Funds transferred to bank card, Available throughout Russia, Minimum repayment period of 61 days, Maximum APR of 26.05%

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Свет КСК free?

Свет КСК is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Свет КСК or Займы онлайн?

Свет КСК is rated higher. Свет КСК averages 5.0 out of 5 from 3 ratings, while Займы онлайн averages 3.7 from 3 ratings.

### Do Свет КСК or Займы онлайн have ads?

Neither Свет КСК nor Займы онлайн shows ads.

### Which is updated more often, Свет КСК or Займы онлайн?

Свет КСК ships an update every 5 weeks, and Займы онлайн fortnightly. Most recently, Свет КСК was updated on November 3, 2026 and Займы онлайн on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*