# My Debt Manager & Tracker vs Debt Tracker Master

The clearest difference is review sentiment: My Debt Manager & Tracker at 100% against Debt Tracker Master's 0%. My Debt Manager & Tracker also leads on rating (5.0 vs 3.7). Debt Tracker Master's advantage is update cadence (every 3 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases and Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

My Debt Manager & Tracker holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews point the same way: 100% of My Debt Manager & Tracker's written reviews are positive against 0% of Debt Tracker Master's.

My Debt Manager & Tracker ships an update every 3 weeks, Debt Tracker Master every 3 days. The most recent releases landed on September 7, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | My Debt Manager & Tracker | Debt Tracker Master |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/debt-tracker-master/id6473278027/reviews) |
| Number of ratings | **7** | 3 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 128 MB | 50 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [GHAZALI KABIRU](https://appshunter.io/developer/1656605038) | [娜 杨](https://appshunter.io/developer/1700983284) |

## What reviewers say

### My Debt Manager & Tracker

[App page](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466)

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

**Highlights:** Track debts and loans, Recurring payment management, AI debt stress reduction, Multi-currency support, Automatic data backup, Payment proof uploads, Reminder notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month subscription | $0.99 | one-time |
| 3 months subscription | $2.99 | one-time |
| 1 year subscription | $4.99 | one-time |
| 6 months subscription | $5.99 | one-time |


### Debt Tracker Master

[App page](https://appshunter.io/ios/app/debt-tracker-master/id6473278027)

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

**Highlights:** Debt recording and organization, Repayment progress tracking, Payment planning outlook, Customizable payment reminders, Personal finance learning resources, Debt reduction reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtTracker Pro Monthly | $3.99 | per month |
| DebtTracker Pro Yearly | $17.99 | per year |
| Remove Ads | $3.99 | one-time |
| DebtTracker Pro Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is My Debt Manager & Tracker free?

My Debt Manager & Tracker is free to download, with in-app purchases available.

### Is Debt Tracker Master free?

Debt Tracker Master is free to download, with in-app purchases available.

### Which has better reviews, My Debt Manager & Tracker or Debt Tracker Master?

My Debt Manager & Tracker is rated higher. My Debt Manager & Tracker averages 5.0 out of 5 from 7 ratings, while Debt Tracker Master averages 3.7 from 3 ratings.

### Do My Debt Manager & Tracker or Debt Tracker Master have ads?

Both My Debt Manager & Tracker and Debt Tracker Master show ads.

### Which is updated more often, My Debt Manager & Tracker or Debt Tracker Master?

My Debt Manager & Tracker ships an update every 3 weeks, and Debt Tracker Master every 3 days. Most recently, My Debt Manager & Tracker was updated on September 7, 2026 and Debt Tracker Master on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*