# My Debt Manager & Tracker vs Lender

The clearest difference is in-app purchases: Lender at none against My Debt Manager & Tracker's 4. Lender also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.6). My Debt Manager & Tracker's advantage is update cadence (every 3 weeks vs every 2 months). On price and device support there is nothing between them.

Both are free to download. My Debt Manager & Tracker sells 4 one-off in-app purchases. Lender asks for nothing beyond the download.

My Debt Manager & Tracker ships an update every 3 weeks, Lender every 2 months. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | My Debt Manager & Tracker | Lender |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 128 MB | 86 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [GHAZALI KABIRU](https://appshunter.io/developer/1656605038) | [Mehrnaz Emadi](https://appshunter.io/developer/1762356143) |

## What reviewers say

### My Debt Manager & Tracker

[App page](https://appshunter.io/ios/app/my-debt-manager-and-tracker/id6444747466)

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

**Highlights:** Track debts and loans, Recurring payment management, AI debt stress reduction, Multi-currency support, Automatic data backup, Payment proof uploads, Reminder notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month subscription | $0.99 | one-time |
| 3 months subscription | $2.99 | one-time |
| 1 year subscription | $4.99 | one-time |
| 6 months subscription | $5.99 | one-time |


### Lender

[App page](https://appshunter.io/ios/app/lender/id6756632997)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My Debt Manager & Tracker free?

My Debt Manager & Tracker is free to download, with in-app purchases available.

### Is Lender free?

Lender is free to download, with no in-app purchases.

### Do My Debt Manager & Tracker or Lender have ads?

My Debt Manager & Tracker shows ads; Lender does not.

### Which is updated more often, My Debt Manager & Tracker or Lender?

My Debt Manager & Tracker ships an update every 3 weeks, and Lender every 2 months. Most recently, My Debt Manager & Tracker was updated on November 3, 2026 and Lender on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*