# PayByPocket vs Pagarva

The clearest difference is review sentiment: Pagarva at 100% against PayByPocket's 75%. Pagarva also leads on rating (5.0 vs 4.8) and update cadence (every 2 weeks vs every 5 weeks). PayByPocket's advantage is ratings volume (38 vs 5) and iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pagarva holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PayByPocket has 38 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 75% of PayByPocket's written reviews are positive against 100% of Pagarva's.

PayByPocket ships an update every 5 weeks, Pagarva every 2 weeks. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | PayByPocket | Pagarva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (38 ratings)](https://appshunter.io/ios/app/paybypocket/id6444778240/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/pagarva/id6466799666/reviews)** |
| Number of ratings | **38** | 5 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 50 MB | 139 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Finaccept LLC](https://appshunter.io/developer/1656796168) | [PAGARVA INC](https://appshunter.io/developer/1707822313) |

## What reviewers say

### PayByPocket

[App page](https://appshunter.io/ios/app/paybypocket/id6444778240)

Load funds via credit or debit card and make payments at participating locations or anywhere Discover is accepted. Use QR codes in-store or add your account to digital wallets for online and in-store purchases.

**Highlights:** Load funds with credit/debit cards, Pay at participating Pocket locations, Use wherever Discover is accepted, In-store QR code payments, Add to Apple Wallet/Google Pay, Online and in-store purchases

**Features:** Apple Wallet

**In-app purchases:** none


### Pagarva

[App page](https://appshunter.io/ios/app/pagarva/id6466799666)

This app streamlines payment acceptance for micro-businesses in America, offering instant deposits and supporting a wide range of payment methods. It provides a professional solution without the complexity of enterprise tools or the informality of personal apps.

**Highlights:** Accept payments from multiple methods, Instant deposits to bank account, Professional interface for micro-businesses, Customer or business pays transaction fees, Multilingual support, Organized income tracking

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayByPocket free?

PayByPocket is free to download, with no in-app purchases.

### Is Pagarva free?

Pagarva is free to download, with no in-app purchases.

### Which has better reviews, PayByPocket or Pagarva?

Pagarva is rated higher. PayByPocket averages 4.8 out of 5 from 38 ratings, while Pagarva averages 5.0 from 5 ratings.

### Do PayByPocket or Pagarva have ads?

Neither PayByPocket nor Pagarva shows ads.

### Which is updated more often, PayByPocket or Pagarva?

PayByPocket ships an update every 5 weeks, and Pagarva every 2 weeks. Most recently, PayByPocket was updated on October 25, 2026 and Pagarva on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*