# simplsaver vs Envelopes

The clearest difference is review sentiment: Envelopes at 100% against simplsaver's 25%. Envelopes also leads on rating (5.0 vs 3.0) and ratings volume (7 vs 2). simplsaver's advantage is iOS requirement (16.6 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. simplsaver sells 1 in-app purchase, starting at $6.99 per year and Envelopes sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Envelopes holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 7 respectively. Written reviews point the same way: 25% of simplsaver's written reviews are positive against 100% of Envelopes's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | simplsaver | Envelopes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190/reviews)** |
| Number of ratings | 2 | **7** |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Freemium | Freemium |
| Size | 128 MB | 9 MB |
| Requires iOS | **16.6** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Leigh Stark](https://appshunter.io/developer/1650708016) | [JOSCHUA GLAU](https://appshunter.io/developer/1757748908) |

## What reviewers say

### simplsaver

[App page](https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133)

Easily build budgets, track expenses across categories, and gain insights into your spending habits. Understand mortgage stress, 50/30/20 budgets, and potential cost increases with a unique CPI score. Supports joint budgeting and offers day/night modes.

**Highlights:** Easy budget building, Expense tracking, Budget insights, Mortgage stress indicator, 50/30/20 budget analysis, Preset service pricing, Joint budgeting support, Privacy-focused data storage

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual access | $6.99 | per year |


### Envelopes

[App page](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190)

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

**Highlights:** Envelope budgeting system, Expense logging, Financial goal tracking, Money allocation, Spending mindfulness

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |


## Frequently asked questions

### Is simplsaver free?

simplsaver is free to download, with in-app purchases available.

### Is Envelopes free?

Envelopes is free to download, with in-app purchases available.

### Which has better reviews, simplsaver or Envelopes?

Envelopes is rated higher. simplsaver averages 3.0 out of 5 from 2 ratings, while Envelopes averages 5.0 from 7 ratings.

### Do simplsaver or Envelopes have ads?

Neither simplsaver nor Envelopes shows ads.

### Which is updated more often, simplsaver or Envelopes?

simplsaver ships an update every 2 weeks, and Envelopes every 2 weeks. Most recently, simplsaver was updated on November 3, 2026 and Envelopes on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*