# simplsaver vs Stow

The clearest difference is review sentiment: Stow at 100% against simplsaver's 25%. Stow also leads on update cadence (every 4 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. simplsaver sells 1 in-app purchase, starting at $6.99 per year and Stow sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

simplsaver ships an update every 2 weeks, Stow every 4 days. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | simplsaver | Stow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 128 MB | 13 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Leigh Stark](https://appshunter.io/developer/1650708016) | [Max Koumarelas](https://appshunter.io/developer/1893513228) |

## What reviewers say

### simplsaver

[App page](https://appshunter.io/ios/app/simplsaver-budget-better/id6444831133)

Easily build budgets, track expenses across categories, and gain insights into your spending habits. Understand mortgage stress, 50/30/20 budgets, and potential cost increases with a unique CPI score. Supports joint budgeting and offers day/night modes.

**Highlights:** Easy budget building, Expense tracking, Budget insights, Mortgage stress indicator, 50/30/20 budget analysis, Preset service pricing, Joint budgeting support, Privacy-focused data storage

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual access | $6.99 | per year |


### Stow

[App page](https://appshunter.io/ios/app/stow-envelope-budget-tracker/id6762239901)

This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.

**Highlights:** Envelope budgeting, Offline operation, Privacy-focused, Quick transaction logging, Customizable envelopes, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stow Premium — Monthly | $4.99 | per month |
| Stow Premium — Annual | $39.99 | per year |
| Stow Premium — Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is simplsaver free?

simplsaver is free to download, with in-app purchases available.

### Is Stow free?

Stow is free to download, with in-app purchases available.

### Do simplsaver or Stow have ads?

Neither simplsaver nor Stow shows ads.

### Which is updated more often, simplsaver or Stow?

simplsaver ships an update every 2 weeks, and Stow every 4 days. Most recently, simplsaver was updated on October 25, 2026 and Stow on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*