# buyFSA vs SFC Plus

The clearest difference is review sentiment: buyFSA at 80% against SFC Plus's 32%. buyFSA also leads on rating (4.9 vs 4.2). SFC Plus's advantage is ads (none vs shown) and update cadence (weekly vs every 3 weeks). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

buyFSA holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 799 and 275 respectively. Written reviews point the same way: 80% of buyFSA's written reviews are positive against 32% of SFC Plus's.

buyFSA ships an update every 3 weeks, SFC Plus weekly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | buyFSA | SFC Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (799 ratings)](https://appshunter.io/ios/app/buyfsa/id6444833397/reviews)** | [4.2 (275 ratings)](https://appshunter.io/ios/app/sfc-plus/id6670232884/reviews) |
| Number of ratings | **799** | 275 |
| Positive reviews | **80.0% of reviews** | 31.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 70 MB | 46 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BuyFSA](https://appshunter.io/developer/1657170013) | [BayaniPay](https://appshunter.io/developer/1721671799) |

## What reviewers say

### buyFSA

[App page](https://appshunter.io/ios/app/buyfsa/id6444833397)

Easily shop for FSA and HSA eligible health and wellness products. Discover a curated selection of approved items, from first-aid to personal care, and use your card for a stress-free checkout. Make your healthcare funds work for you.

**Highlights:** Shop FSA/HSA eligible products, Curated health and wellness selection, Instant checkout with FSA/HSA card, Order tracking, Exclusive deals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy-to-use interface and navigation
- 💳 Wide variety of FSA-eligible products in one place
- 🚀 Fast shipping and delivery
- 🔒 No need to submit receipts for FSA purchases
- ✅ Clear FSA eligibility information

**What reviewers complain about**

- 🐛 App freezes and crashes frequently
- 🔐 Login issues and password reset problems
- 📦 App has fewer items than website
- 🔔 Excessive notifications and alerts
- 💰 Refund issues for cancelled orders

**Reported bugs**

- App freezes and crashes
- Login authentication failures on app
- Password reset link not functional
- Discrepancy between app and website product listings
- Excessive push notifications

**Requested features**

- Save payment information for faster checkout
- Sync app inventory with website inventory
- Reduce frequency of notifications/alerts
- Improve password reset functionality


### SFC Plus

[App page](https://appshunter.io/ios/app/sfc-plus/id6670232884)

This app serves as a digital marketplace for Global Filipinos, offering exclusive deals and discounts from partner merchants. Users can earn and redeem Suki Points for purchases, making shopping more convenient and rewarding.

**Highlights:** Exclusive deals from partner merchants, Discounts and promotions, Earn Suki Points, Pay with Suki Points, Digital marketplace

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 💡 Earn points and free rice
- 🚀 Easy access and more points to earn

**What reviewers complain about**

- 🐛 App doesn't work, no points added
- 🐛 Can't sign up, confirmation code not sent
- 🐛 Doesn't work, stuck at loading screen
- 🐛 Pin stops working, locks user out

**Reported bugs**

- App not available in certain locations
- Sign up process issues, no space for last name

**Requested features**

- Allow uploading receipt photo to earn points
- Add points history log in the app
- Provide email confirmation option for sign up


## Frequently asked questions

### Is buyFSA free?

buyFSA is free to download, with no in-app purchases.

### Is SFC Plus free?

SFC Plus is free to download, with no in-app purchases.

### Which has better reviews, buyFSA or SFC Plus?

buyFSA is rated higher. buyFSA averages 4.9 out of 5 from 799 ratings, while SFC Plus averages 4.2 from 275 ratings.

### Do buyFSA or SFC Plus have ads?

buyFSA shows ads; SFC Plus does not.

### Which is updated more often, buyFSA or SFC Plus?

buyFSA ships an update every 3 weeks, and SFC Plus weekly. Most recently, buyFSA was updated on September 28, 2026 and SFC Plus on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*