# MVAF vs Payhammer

The clearest difference is update cadence: Payhammer at every 6 months against MVAF's every 21 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MVAF ships an update every 21 months, Payhammer every 6 months. The most recent releases landed on October 27, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | MVAF | Payhammer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.2 (5 ratings)](https://appshunter.io/ios/app/payhammer/id6471499032/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 21 months | **Every 6 months** |
| Monetization | — | Free |
| Size | 18 MB | 60 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Express Ca Corp](https://appshunter.io/developer/1567742132) | [Payhammer LLC](https://appshunter.io/developer/1715474530) |

## What reviewers say

### MVAF

[App page](https://appshunter.io/ios/app/mvaf/id6444867486)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Payhammer

[App page](https://appshunter.io/ios/app/payhammer/id6471499032)

This app offers modern financial solutions for underserved communities and small businesses. It provides a personalized experience to help users achieve financial freedom with features like mobile check deposit and earned wage access.

**Highlights:** Inclusive financial access, Earned wage access (coming soon), Mobile check deposit (coming soon), Small business tools, Personalized financial experience

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MVAF free?

MVAF is free to download, with no in-app purchases.

### Is Payhammer free?

Payhammer is free to download, with no in-app purchases.

### Do MVAF or Payhammer have ads?

Neither MVAF nor Payhammer shows ads.

### Which is updated more often, MVAF or Payhammer?

MVAF ships an update every 21 months, and Payhammer every 6 months. Most recently, MVAF was updated on October 27, 2026 and Payhammer on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*