# iLoan Smart Card vs iTranscribe+

The clearest difference is price: iLoan Smart Card at Free against iTranscribe+'s $0.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

iLoan Smart Card is free to download; iTranscribe+ costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 10 days. The most recent releases landed on September 9, 2026 and July 3, 2026 respectively.

## The numbers

| Metric | iLoan Smart Card | iTranscribe+ |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/itranscribe-plus/id6452193318/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | Every 10 days |
| Monetization | — | Paid |
| Size | 1 MB | 484 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [RATCHTHANI LEASING PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1544923069) | [小飞 刘](https://appshunter.io/developer/1679472128) |

## What reviewers say

### iLoan Smart Card

[App page](https://appshunter.io/ios/app/iloan-smart-card/id6444879809)

**Features:** macOS Compatibility

**In-app purchases:** none


### iTranscribe+

[App page](https://appshunter.io/ios/app/itranscribe-plus/id6452193318)

This app offers offline voice-to-text transcription using advanced AI. It ensures your audio data remains private by processing everything directly on your device, eliminating the need for an internet connection. Its user-friendly interface makes capturing notes and creating subtitles simple and efficient.

**Highlights:** Offline voice-to-text transcription, On-device processing for privacy, Uses OpenAI's Whisper system, Accurate speech recognition, Intuitive and clean interface, No internet connection required

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iLoan Smart Card free?

iLoan Smart Card is free to download, with no in-app purchases.

### Is iTranscribe+ free?

iTranscribe+ costs $0.99, with no in-app purchases.

### Do iLoan Smart Card or iTranscribe+ have ads?

Neither iLoan Smart Card nor iTranscribe+ shows ads.

### Which is updated more often, iLoan Smart Card or iTranscribe+?

iLoan Smart Card ships an update every 10 days, and iTranscribe+ every 10 days. Most recently, iLoan Smart Card was updated on September 9, 2026 and iTranscribe+ on July 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*