# Moniger vs Cleva App

Moniger and Cleva App both sit at 4.8 stars, but that hides the real split: 100% of Moniger's written reviews are positive against 58% of Cleva App's. Cleva App's advantage is in-app purchases (none vs 4) and ratings volume (1.5K vs 8). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Moniger sells 4 in-app purchases, starting at $0.99 per month. Cleva App asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for Moniger against 4.7 for Cleva App. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 100% of Moniger's written reviews are positive against 58% of Cleva App's.

Moniger ships an update fortnightly, Cleva App every 9 days. The most recent releases landed on September 15, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Moniger | Cleva App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8 ratings)](https://appshunter.io/ios/app/moniger/id6444887586/reviews)** | [4.7 (1.5K ratings)](https://appshunter.io/ios/app/cleva-app/id6473619732/reviews) |
| Number of ratings | 8 | **1.5K** |
| Positive reviews | **100.0% of reviews** | 57.9% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Freemium | **Free** |
| Size | 140 MB | 263 MB |
| Requires iOS | 15.5 | **15** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Moniger](https://appshunter.io/developer/1657642628) | [Cleva Technologies, Inc.](https://appshunter.io/developer/1719266520) |

## What reviewers say

### Moniger

[App page](https://appshunter.io/ios/app/moniger/id6444887586)

This app helps you manage your money by saving, budgeting, and tracking expenses. It offers a smart, all-in-one solution for seamless financial management.

**Highlights:** Save money, Budgeting tools, Expense tracking, Smart financial management, All-in-one solution

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Moniger Black | $0.99 | per month |
| Moniger Gold | $0.99 | per month |
| Moniger Black Plan | $0.99 | one-time |
| Moniger Gold Plan | $0.99 | one-time |


### Cleva App

[App page](https://appshunter.io/ios/app/cleva-app/id6473619732)

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

**Highlights:** Send money internationally, Receive USD payments, Receive stablecoins, Convert currencies, Virtual USD card, Hold funds in USD, Earn Cleva Points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💰 Reliable for international payments
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Payment issues and delays
- 🔄 Frequent app updates causing frustration
- 🔒 Concerns about security and account access

**Reported bugs**

- Rejected transactions with new bank partner
- Delayed or missing fund transfers
- Inability to access old account numbers

**Requested features**

- Reinstate Wells Fargo bank integration
- Add support for international wire transfers
- Introduce push notifications for account credits
- Enable withdrawal from virtual cards


## Frequently asked questions

### Is Moniger free?

Moniger is free to download, with in-app purchases available.

### Is Cleva App free?

Cleva App is free to download, with no in-app purchases.

### Which has better reviews, Moniger or Cleva App?

Moniger is rated higher. Moniger averages 4.8 out of 5 from 8 ratings, while Cleva App averages 4.7 from 1.5K ratings.

### Do Moniger or Cleva App have ads?

Neither Moniger nor Cleva App shows ads.

### Which is updated more often, Moniger or Cleva App?

Moniger ships an update fortnightly, and Cleva App every 9 days. Most recently, Moniger was updated on September 15, 2026 and Cleva App on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*