# Speso vs CatholicPay

The clearest difference is rating: Speso at 5.0 against CatholicPay's 3.7. CatholicPay's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Speso holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 3 respectively.

Speso ships an update every 10 days, CatholicPay fortnightly. The most recent releases landed on September 20, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Speso | CatholicPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/speso/id6444906787/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/catholicpay-digital-payments/id6445813718/reviews) |
| Number of ratings | 3 | 3 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | Ad-supported | **Free** |
| Size | 97 MB | 115 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Speso Technologies Limited](https://appshunter.io/developer/1657829757) | [MogRex Limited](https://appshunter.io/developer/1499261172) |

## What reviewers say

### Speso

[App page](https://appshunter.io/ios/app/speso/id6444906787)

Send and receive money instantly and securely with friends, family, and businesses. This app facilitates fast, simple, and safe transactions for payments, transfers, and finding skilled professionals.

**Highlights:** Instant transfers to mobile wallets and banks, Secure business payments, Find and pay artisans, In-app chat for support, Bank-grade security and encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CatholicPay

[App page](https://appshunter.io/ios/app/catholicpay-digital-payments/id6445813718)

This app provides a secure and convenient digital payment solution for individuals, businesses, and Catholic organizations. It allows for sending and receiving funds, paying bills, and making donations to churches and groups within Nigeria.

**Highlights:** Send and receive money, Pay bills and buy airtime, Scan to Pay (QR Code), Make church donations, Pay group dues, Parish Voucher gift cards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Speso free?

Speso is free to download, with no in-app purchases.

### Is CatholicPay free?

CatholicPay is free to download, with no in-app purchases.

### Which has better reviews, Speso or CatholicPay?

Speso is rated higher. Speso averages 5.0 out of 5 from 3 ratings, while CatholicPay averages 3.7 from 3 ratings.

### Do Speso or CatholicPay have ads?

Neither Speso nor CatholicPay shows ads.

### Which is updated more often, Speso or CatholicPay?

Speso ships an update every 10 days, and CatholicPay fortnightly. Most recently, Speso was updated on September 20, 2026 and CatholicPay on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*