# Horizon Remittance vs Topratepay

The clearest difference is review sentiment: Horizon Remittance at 100% against Topratepay's 0%. Horizon Remittance also leads on update cadence (every 3 weeks vs every 14 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Horizon Remittance ships an update every 3 weeks, Topratepay every 14 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Horizon Remittance | Topratepay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 14 months |
| Monetization | Free | Free |
| Size | 21 MB | 40 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HORIZON REMITANCE LTD](https://appshunter.io/developer/1657868863) | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) |

## What reviewers say

### Horizon Remittance

[App page](https://appshunter.io/ios/app/horizon-remittance/id6444911801)

Send money instantly and securely to loved ones. This app offers a fast and simple way to manage your remittances directly from your mobile device.

**Highlights:** Instant money transfers, Secure remittances, Simple user interface, Mobile money management

**Features:** macOS Compatibility

**In-app purchases:** none


### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Horizon Remittance free?

Horizon Remittance is free to download, with no in-app purchases.

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Do Horizon Remittance or Topratepay have ads?

Neither Horizon Remittance nor Topratepay shows ads.

### Which is updated more often, Horizon Remittance or Topratepay?

Horizon Remittance ships an update every 3 weeks, and Topratepay every 14 months. Most recently, Horizon Remittance was updated on November 3, 2026 and Topratepay on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*