# Track Spending vs Wise budget

The clearest difference is price: Track Spending at Free against Wise budget's $49.99. Track Spending also leads on update cadence (every 11 days vs monthly) and iOS requirement (13.0 vs 17.6). Wise budget's advantage is in-app purchases (none vs 6) and review sentiment (100% vs 74%). On ads and device support there is nothing between them.

Track Spending is free to download; Wise budget costs $49.99 up front. Track Spending sells 6 in-app purchases, starting at $4.99 per month. Wise budget asks for nothing beyond the download.

Track Spending ships an update every 11 days, Wise budget monthly. Both last shipped on November 7, 2026.

## The numbers

| Metric | Track Spending | Wise budget |
| --- | --- | --- |
| Price | **Free** | $49.99 |
| Rating | **[4.8 (3K ratings)](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344/reviews)** | — |
| Number of ratings | **3K** | — |
| Positive reviews | 74.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 11 days** | Monthly |
| Monetization | **Freemium** | Paid |
| Size | 100 MB | 8 MB |
| Requires iOS | **13.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [Marwan Ghafoor](https://appshunter.io/developer/1575737942) | [sebastien FOCK CHOW THO](https://appshunter.io/developer/1194140736) |

## What reviewers say

### Track Spending

[App page](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344)

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

**Highlights:** Expense tracking, Budget management, Customizable categories, Real-time income/expense monitoring, Spending analysis, Biometric authentication, Google Drive backup, Multi-currency accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wise Budget Monthly Plan | $4.99 | per month |
| Remove Ads | $9.99 | per year |
| 3 Month Subscription | $14.99 | per 3 months |
| Wise Budget Six Month | $24.99 | per 6 months |
| Yearly Discounted Price | $29.99 | per year |
| Wise Budget Yearly Plan | $29.99 | per year |

**What reviewers like**

- 🌟 Excellent app
- 👍 Easy to use
- 💰 Helpful for managing finances
- 🇰🇷 Available in multiple languages

**What reviewers complain about**

- 🐛 404 error when switching to dark mode
- 💰 Exporting reports is premium feature

**Reported bugs**

- Color issues on iPhone
- Crashes after latest update

**Requested features**

- Add more currency options
- Separate debt tracking feature
- Integrate with other financial apps


### Wise budget

[App page](https://appshunter.io/ios/app/wise-budget/id6470239001)

This app offers a straightforward approach to managing personal finances. It allows users to track income and expenses, set monthly budgets, and monitor financial health across multiple accounts. The app prioritizes privacy with an offline-first design and optional secure iCloud sync.

**Highlights:** Track expenses and income, Manage multiple accounts, Set custom monthly budgets, Visual budgeting tools, Offline-first design, Secure iCloud sync

**Features:** iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Track Spending free?

Track Spending is free to download, with in-app purchases available.

### Is Wise budget free?

Wise budget costs $49.99, with no in-app purchases.

### Do Track Spending or Wise budget have ads?

Neither Track Spending nor Wise budget shows ads.

### Which is updated more often, Track Spending or Wise budget?

Track Spending ships an update every 11 days, and Wise budget monthly. Most recently, Track Spending was updated on November 7, 2026 and Wise budget on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*