# Track Spending vs SpendWise

The clearest difference is in-app purchases: SpendWise at none against Track Spending's 8. SpendWise also leads on rating (5.0 vs 4.8). Track Spending's advantage is ads (none vs shown) and ratings volume (3K vs 3). On price, update cadence and device support there is nothing between them.

Both are free to download. Track Spending sells 8 in-app purchases, starting at $4.99 per month. SpendWise asks for nothing beyond the download.

SpendWise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Track Spending has 3K ratings behind it against 3, so its average is the more settled of the two.

Track Spending ships an update every 11 days, SpendWise every 8 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Track Spending | SpendWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3K ratings)](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660/reviews)** |
| Number of ratings | **3K** | 3 |
| Positive reviews | 74.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 11 days | **Every 8 days** |
| Monetization | Freemium | **Ad-supported** |
| Size | 100 MB | 33 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Marwan Ghafoor](https://appshunter.io/developer/1575737942) | [Vishalbhai Vaghasiya](https://appshunter.io/developer/1512628511) |

## What reviewers say

### Track Spending

[App page](https://appshunter.io/ios/app/track-spending-wise-budget/id6444917344)

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

**Highlights:** Expense tracking, Budget management, Customizable categories, Real-time income/expense monitoring, Spending analysis, Biometric authentication, Google Drive backup, Multi-currency accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wise Budget Monthly Plan | $4.99 | per month |
| Remove Ads | $9.99 | per year |
| 3 Month Subscription | $14.99 | per 3 months |
| Wise Budget Six Month | $24.99 | per 6 months |
| Yearly Discounted Price | $29.99 | per year |
| Wise Budget Yearly Plan | $29.99 | per year |
| Life Time Offer | $149.00 | one-time |
| Lifetime Offer | $149.99 | one-time |

**What reviewers like**

- 🌟 Excellent app
- 👍 Easy to use
- 💰 Helpful for managing finances
- 🇰🇷 Available in multiple languages

**What reviewers complain about**

- 🐛 404 error when switching to dark mode
- 💰 Exporting reports is premium feature

**Reported bugs**

- Color issues on iPhone
- Crashes after latest update

**Requested features**

- Add more currency options
- Separate debt tracking feature
- Integrate with other financial apps


### SpendWise

[App page](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660)

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

**Highlights:** Expense and budget tracking, Digital khata and ledger management, Secure iCloud sync, Passcode lock for privacy, Multi-currency support, Daily expense reminders

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Track Spending free?

Track Spending is free to download, with in-app purchases available.

### Is SpendWise free?

SpendWise is free to download, with no in-app purchases.

### Which has better reviews, Track Spending or SpendWise?

SpendWise is rated higher. Track Spending averages 4.8 out of 5 from 3K ratings, while SpendWise averages 5.0 from 3 ratings.

### Do Track Spending or SpendWise have ads?

SpendWise shows ads; Track Spending does not.

### Which is updated more often, Track Spending or SpendWise?

Track Spending ships an update every 11 days, and SpendWise every 8 days. Most recently, Track Spending was updated on October 30, 2026 and SpendWise on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*